HomeCompareIBMP vs SPHD

IBMP vs SPHD: Dividend Comparison 2026

IBMP yields 2.48% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $3.2K in total portfolio value
10 years
IBMP
IBMP
● Live price
2.48%
Share price
$25.44
Annual div
$0.63
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.4K
Annual income
$290.41
Full IBMP calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — IBMP vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIBMPSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IBMP + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IBMP pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IBMP
Annual income on $10K today (after 15% tax)
$210.40/yr
After 10yr DRIP, annual income (after tax)
$246.85/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, SPHD beats the other by $238.77/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IBMP + SPHD for your $10,000?

IBMP: 50%SPHD: 50%
100% SPHD50/50100% IBMP
Portfolio after 10yr
$25.0K
Annual income
$430.87/yr
Blended yield
1.73%
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IBMP buys
0
SPHD buys
0
No recent congressional trades found for IBMP or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIBMPSPHD
Forward yield2.48%4.33%
Annual dividend / share$0.63$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$23.4K$26.5K
Annual income after 10y$290.41$571.32
Total dividends collected$2.7K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: IBMP vs SPHD ($10,000, DRIP)

YearIBMP PortfolioIBMP Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$10,948$247.52$11,133$432.85$185.00SPHD
2$11,967$253.25$12,363$450.36$396.00SPHD
3$13,064$258.72$13,695$467.39$631.00SPHD
4$14,242$263.95$15,138$483.90$896.00SPHD
5$15,508$268.94$16,697$499.88$1.2KSPHD
6$16,867$273.68$18,382$515.31$1.5KSPHD
7$18,326$278.20$20,198$530.17$1.9KSPHD
8$19,891$282.49$22,157$544.46$2.3KSPHD
9$21,570$286.55$24,266$558.18$2.7KSPHD
10$23,370$290.41$26,536$571.32$3.2KSPHD

IBMP vs SPHD: Complete Analysis 2026

IBMPStock

The iShares iBonds Dec 2027 Term Muni Bond ETF seeks to track the investment results of an index composed of investment-grade U.S. municipal bonds expected to mature or be redeemed before December 2, 2027.This Fund is covered by U.S. Patent Nos. 8,438,100 and 8,655,770.

Full IBMP Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.