Is IBTE or XYLD a better dividend investment in 2026?

IBTE currently yields 2.30% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between IBTE and XYLD?

IBTE has a forward dividend yield of 2.30% ($0.55/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 8.90 percentage points.

Home › Compare › IBTE vs XYLD

IBTE vs XYLD: Dividend Comparison 2026

IBTE yields 2.30% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $2.8K in total portfolio value· pulled ahead in Year 5

INVESTMENT

TIME HORIZON10 years

IBTE

● Live price

2.30%

Share price

$23.87

Annual div

$0.55

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23.1K

Annual income

$267.18

Full IBTE calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — IBTE vs XYLD

📍 XYLD pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IBTE	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IBTE + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

IBTE pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IBTE

Annual income on $10K today (after 15% tax)

$195.72/yr

After 10yr DRIP, annual income (after tax)

$227.10/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, XYLD beats the other by $2,621.27/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of IBTE + XYLD for your $10,000?

IBTE: 50%XYLD: 50%

100% XYLD50/50100% IBTE

Portfolio after 10yr

$24.5K

Annual income

$1,809.10/yr

Blended yield

7.39%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IBTE buys

XYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
William R. Keating	🏢 House	$IBTE	▲ Buy	$50,001 - $100,000	2022-10-07

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIBTEXYLD

Forward yield	2.30%	11.20% ✓
Annual dividend / share	$0.55	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$23.1K	$25.9K ✓
Annual income after 10y	$267.18	$3,351.03 ✓
Total dividends collected	$2.5K	$20.2K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: IBTE vs XYLD ($10,000, DRIP)

Year	IBTE Portfolio	IBTE Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1	$10,930	$230.26	$10,840	$1,120.44	+$90.00 → IBTE
2	$11,931	$235.21	$11,786	$1,249.59	+$145.00 → IBTE
3	$13,006	$239.94	$12,854	$1,397.78	+$152.00 → IBTE
4	$14,161	$244.45	$14,063	$1,568.33	+$98.00 → IBTE
5← crossover	$15,400	$248.74	$15,434	$1,765.19	$34.00 → XYLD
6	$16,731	$252.83	$16,995	$1,993.14	$264.00 → XYLD
7	$18,159	$256.71	$18,777	$2,257.95	$618.00 → XYLD
8	$19,691	$260.39	$20,818	$2,566.58	$1.1K → XYLD
9	$21,333	$263.88	$23,163	$2,927.50	$1.8K → XYLD
10	$23,094	$267.18	$25,865	$3,351.03	$2.8K → XYLD

IBTE vs XYLD: Complete Analysis 2026

IBTE — Stock

The fund will invest at least 80% of its assets in the component securities of the underlying index, and it will invest at least 90% of its assets in U.S. Treasury securities that BFA believes will help the fund track the underlying index. The underlying index consists of publicly-issued U.S. Treasury securities that are scheduled to mature between January 1, 2024 and December 15, 2024, inclusive. It is non-diversified.

Full IBTE Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.