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IBTM vs DIVO: Dividend Comparison 2026

IBTM yields 3.91% · DIVO yields 6.62%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DIVO wins by $5.2K in total portfolio value
10 years
IBTM
IBTM
● Live price
3.91%
Share price
$22.93
Annual div
$0.90
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.8K
Annual income
$502.85
Full IBTM calculator →
DIVO
DIVO
● Live price
6.62%
Share price
$44.00
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.0K
Annual income
$1,008.47
Full DIVO calculator →

Portfolio growth — IBTM vs DIVO

📍 DIVO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIBTMDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IBTM + DIVO cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
IBTM pays
DIVO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IBTM
Annual income on $10K today (after 15% tax)
$332.48/yr
After 10yr DRIP, annual income (after tax)
$427.42/yr
DIVO
Annual income on $10K today (after 15% tax)
$562.67/yr
After 10yr DRIP, annual income (after tax)
$857.20/yr
At 15% tax rate, DIVO beats the other by $429.78/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IBTM + DIVO for your $10,000?

IBTM: 50%DIVO: 50%
100% DIVO50/50100% IBTM
Portfolio after 10yr
$28.4K
Annual income
$755.66/yr
Blended yield
2.66%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IBTM buys
0
DIVO buys
0
No recent congressional trades found for IBTM or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIBTMDIVO
Forward yield3.91%6.62% ✓
Annual dividend / share$0.90$2.91 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$25.8K$31.0K ✓
Annual income after 10y$502.85$1,008.47 ✓
Total dividends collected$4.5K$8.4K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: IBTM vs DIVO ($10,000, DRIP)

YearIBTM PortfolioIBTM Income/yrDIVO PortfolioDIVO Income/yrGap
1← crossover$11,091$391.15$11,362$661.96$271.00 → DIVO
2$12,273$405.45$12,860$702.91$587.00 → DIVO
3$13,551$419.30$14,504$743.56$953.00 → DIVO
4$14,933$432.69$16,303$783.73$1.4K → DIVO
5$16,424$445.60$18,268$823.31$1.8K → DIVO
6$18,031$458.03$20,408$862.17$2.4K → DIVO
7$19,763$469.96$22,737$900.20$3.0K → DIVO
8$21,628$481.41$25,266$937.31$3.6K → DIVO
9$23,635$492.37$28,008$973.42$4.4K → DIVO
10$25,792$502.85$30,977$1,008.47$5.2K → DIVO

IBTM vs DIVO: Complete Analysis 2026

IBTM — Stock

The iShares iBonds Dec 2032 Term Treasury ETF seeks to track the investment results of an index composed of U.S. Treasury bonds maturing in 2032.

Full IBTM Calculator →

DIVO — ETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.