Is IBTR or VYM a better dividend investment in 2026?

IBTR currently yields 8.01% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: IBTR offers higher current income.

What is the dividend yield difference between IBTR and VYM?

IBTR has a forward dividend yield of 8.01% ($2.00/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 5.60 percentage points.

Home › Compare › IBTR vs VYM

IBTR vs VYM: Dividend Comparison 2026

IBTR yields 8.01% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 IBTR wins by $6.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

IBTR

● Live price

8.01%

Share price

$24.98

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$34.0K

Annual income

$1,329.26

Full IBTR calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — IBTR vs VYM

📍 IBTR pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IBTR	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, IBTR + VYM cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

IBTR pays

VYM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IBTR

Annual income on $10K today (after 15% tax)

$680.68/yr

After 10yr DRIP, annual income (after tax)

$1,129.87/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, IBTR beats the other by $893.10/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IBTR + VYM for your $10,000?

IBTR: 50%VYM: 50%

100% VYM50/50100% IBTR

Portfolio after 10yr

$30.9K

Annual income

$803.90/yr

Blended yield

2.60%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IBTR buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIBTRVYM

Forward yield	8.01% ✓	2.41%
Annual dividend / share	$2.00	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$34.0K ✓	$27.8K
Annual income after 10y	$1,329.26 ✓	$278.55
Total dividends collected	$10.7K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: IBTR vs VYM ($10,000, DRIP)

Year	IBTR Portfolio	IBTR Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$11,501	$800.80	$11,151	$241.44	+$350.00 → IBTR
2	$13,167	$860.73	$12,413	$246.79	+$754.00 → IBTR
3	$15,009	$920.94	$13,794	$251.79	+$1.2K → IBTR
4	$17,041	$981.14	$15,306	$256.47	+$1.7K → IBTR
5	$19,275	$1,041.08	$16,960	$260.84	+$2.3K → IBTR
6	$21,725	$1,100.52	$18,768	$264.92	+$3.0K → IBTR
7	$24,405	$1,159.25	$20,745	$268.71	+$3.7K → IBTR
8	$27,330	$1,217.06	$22,905	$272.24	+$4.4K → IBTR
9	$30,517	$1,273.78	$25,265	$275.51	+$5.3K → IBTR
10	$33,982	$1,329.26	$27,842	$278.55	+$6.1K → IBTR

IBTR vs VYM: Complete Analysis 2026

IBTR — Stock

IBTR is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in IBTR shares.

Full IBTR Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

📬

Get this IBTR vs VYM comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

IBTR vs SCHD IBTR vs JEPI IBTR vs O IBTR vs KO IBTR vs MAIN IBTR vs VIG IBTR vs DGRO IBTR vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.