HomeCompareIBUF vs SPHD

IBUF vs SPHD: Dividend Comparison 2026

IBUF yields 6.83% · SPHD yields 4.30%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 IBUF wins by $4.9K in total portfolio value
10 years
IBUF
IBUF
● Live price
6.83%
Share price
$29.28
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.4K
Annual income
$1,054.33
Full IBUF calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — IBUF vs SPHD

📍 IBUF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIBUFSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IBUF + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IBUF pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IBUF
Annual income on $10K today (after 15% tax)
$580.60/yr
After 10yr DRIP, annual income (after tax)
$896.18/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, IBUF beats the other by $413.92/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IBUF + SPHD for your $10,000?

IBUF: 50%SPHD: 50%
100% SPHD50/50100% IBUF
Portfolio after 10yr
$29.0K
Annual income
$810.84/yr
Blended yield
2.80%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IBUF buys
0
SPHD buys
0
No recent congressional trades found for IBUF or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIBUFSPHD
Forward yield6.83%4.30%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$31.4K$26.5K
Annual income after 10y$1,054.33$567.37
Total dividends collected$8.7K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: IBUF vs SPHD ($10,000, DRIP)

YearIBUF PortfolioIBUF Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,383$683.06$11,130$430.50+$253.00IBUF
2$12,907$726.66$12,357$447.82+$550.00IBUF
3$14,580$770.02$13,687$464.65+$893.00IBUF
4$16,414$812.95$15,126$480.98+$1.3KIBUF
5$18,418$855.32$16,682$496.78+$1.7KIBUF
6$20,604$896.97$18,362$512.03+$2.2KIBUF
7$22,984$937.80$20,174$526.72+$2.8KIBUF
8$25,571$977.69$22,127$540.84+$3.4KIBUF
9$28,377$1,016.56$24,230$554.39+$4.1KIBUF
10$31,418$1,054.33$26,493$567.37+$4.9KIBUF

IBUF vs SPHD: Complete Analysis 2026

IBUFStock

The Innovator International Developed 10 Buffer ETF seeks to track the return of the iShares MSCI EAFE ETF (EFA), to a cap, and provide a measure of downside protection by providing a 10% buffer over each 3-month outcome period. The ETF can be held indefinitely, resetting at the end of each outcome period.

Full IBUF Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.