HomeCompareIBWC vs JEPI

IBWC vs JEPI: Dividend Comparison 2026

IBWC yields 0.32% · JEPI yields 8.40%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 IBWC wins by $208.7K in total portfolio value· pulled ahead in Year 6
10 years
IBWC
IBWC
● Live price
0.32%
Share price
$41.00
Annual div
$0.13
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$237.7K
Annual income
$148,035.98
Full IBWC calculator →
JEPI
JPMorgan Equity Premium Income ETF
● Live price
8.40%
Share price
$56.68
Annual div
$4.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$1,528.62
Full JEPI calculator →

Portfolio growth — IBWC vs JEPI

📍 IBWC pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIBWCJEPI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IBWC + JEPI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IBWC pays
JEPI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IBWC
Annual income on $10K today (after 15% tax)
$26.95/yr
After 10yr DRIP, annual income (after tax)
$125,830.58/yr
JEPI
Annual income on $10K today (after 15% tax)
$714.16/yr
After 10yr DRIP, annual income (after tax)
$1,299.33/yr
At 15% tax rate, IBWC beats the other by $124,531.26/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IBWC + JEPI for your $10,000?

IBWC: 50%JEPI: 50%
100% JEPI50/50100% IBWC
Portfolio after 10yr
$133.4K
Annual income
$74,782.30/yr
Blended yield
56.08%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IBWC buys
0
JEPI buys
0
No recent congressional trades found for IBWC or JEPI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIBWCJEPI
Forward yield0.32%8.40%
Annual dividend / share$0.13$4.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%0%
Portfolio after 10y$237.7K$29.0K
Annual income after 10y$148,035.98$1,528.62
Total dividends collected$210.4K$11.7K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: IBWC vs JEPI ($10,000, DRIP)

YearIBWC PortfolioIBWC Income/yrJEPI PortfolioJEPI Income/yrGap
1$10,763$63.41$11,260$840.19$497.00JEPI
2$11,644$127.58$12,641$907.94$997.00JEPI
3$12,718$257.99$14,150$978.20$1.4KJEPI
4$14,134$526.66$15,795$1,050.85$1.7KJEPI
5$16,218$1,094.09$17,584$1,125.74$1.4KJEPI
6← crossover$19,700$2,346.47$19,526$1,202.74+$174.00IBWC
7$26,406$5,327.52$21,628$1,281.69+$4.8KIBWC
8$41,603$13,348.06$23,898$1,362.43+$17.7KIBWC
9$83,823$39,307.92$26,347$1,444.79+$57.5KIBWC
10$237,726$148,035.98$28,982$1,528.62+$208.7KIBWC

IBWC vs JEPI: Complete Analysis 2026

IBWCStock

IBW Financial Corporation operates as the bank holding company for Industrial Bank that provides various banking and financial products and services to individual consumers, small-and middle-market businesses, and government agencies in Washington, the District of Columbia. It offers checking, savings, and certificate of deposit accounts; savings and investments products; mortgages; business credit and financing, SBA loans, non-profit and faith-based lending, commercial real estate financing, and short- and long-term financing; and cash management products. The company was founded in 1934 and is based in Washington, the District of Columbia.

Full IBWC Calculator →

JEPIETF

The fund seeks to provide the majority of the returns associated with its primary benchmark, the Standard & Poor's 500 Total Return Index (S&P 500 Index), while exposing investors to less risk through lower volatility and still offering incremental income. Under normal circumstances, the fund invests at least 80% of its assets in equity securities. It may also invest in other equity securities not included in the S&P 500 Index.

Full JEPI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.