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ICAP vs RYLD: Dividend Comparison 2026

ICAP yields 9.95% · RYLD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ICAP wins by $10.6K in total portfolio value
10 years
ICAP
ICAP
● Live price
9.95%
Share price
$26.31
Annual div
$2.62
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$38.6K
Annual income
$1,861.02
Full ICAP calculator →
RYLD
RYLD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full RYLD calculator →

Portfolio growth — ICAP vs RYLD

📍 ICAP pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodICAPRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, ICAP + RYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
ICAP pays
RYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ICAP
Annual income on $10K today (after 15% tax)
$846.16/yr
After 10yr DRIP, annual income (after tax)
$1,581.87/yr
RYLD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, ICAP beats the other by $817.56/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ICAP + RYLD for your $10,000?

ICAP: 50%RYLD: 50%
100% RYLD50/50100% ICAP
Portfolio after 10yr
$33.3K
Annual income
$1,380.11/yr
Blended yield
4.14%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ICAP buys
0
RYLD buys
0
No recent congressional trades found for ICAP or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricICAPRYLD
Forward yield9.95% ✓4.00%
Annual dividend / share$2.62 ✓$2.00
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$38.6K ✓$28.0K
Annual income after 10y$1,861.02 ✓$899.19
Total dividends collected$14.3K ✓$6.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: ICAP vs RYLD ($10,000, DRIP)

YearICAP PortfolioICAP Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$11,695$995.48$11,120$420.00+$575.00 → ICAP
2$13,602$1,088.09$12,357$458.31+$1.2K → ICAP
3$15,737$1,182.70$13,721$499.76+$2.0K → ICAP
4$18,118$1,278.81$15,227$544.58+$2.9K → ICAP
5$20,762$1,375.92$16,885$593.02+$3.9K → ICAP
6$23,689$1,473.58$18,713$645.34+$5.0K → ICAP
7$26,918$1,571.33$20,724$701.81+$6.2K → ICAP
8$30,471$1,668.74$22,938$762.73+$7.5K → ICAP
9$34,370$1,765.42$25,372$828.41+$9.0K → ICAP
10$38,636$1,861.02$28,047$899.19+$10.6K → ICAP

ICAP vs RYLD: Complete Analysis 2026

ICAP — Stock

The Fund seeks to achieve high yield by investing at least 80% of its net assets in a diversified portfolio of equity securities of companies that pay dividends.

Full ICAP Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.