Is ICRC or QYLD a better dividend investment in 2026?

ICRC currently yields 35.20% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: ICRC offers higher current income.

What is the dividend yield difference between ICRC and QYLD?

ICRC has a forward dividend yield of 35.20% ($8.93/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 23.28 percentage points.

Home › Compare › ICRC vs QYLD

ICRC vs QYLD: Dividend Comparison 2026

ICRC yields 35.20% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ICRC wins by $152.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

ICRC

● Live price

35.20%

Share price

$25.37

Annual div

$8.93

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$177.9K

Annual income

$27,007.32

Full ICRC calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — ICRC vs QYLD

📍 ICRC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ICRC	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ICRC + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

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Jun

—

Jul

—

Aug

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Sep

—

Oct

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Nov

—

Dec

—

ICRC pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ICRC

Annual income on $10K today (after 15% tax)

$2,992.36/yr

After 10yr DRIP, annual income (after tax)

$22,956.22/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, ICRC beats the other by $18,145.81/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of ICRC + QYLD for your $10,000?

ICRC: 50%QYLD: 50%

100% QYLD50/50100% ICRC

Portfolio after 10yr

$101.7K

Annual income

$16,333.32/yr

Blended yield

16.07%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ICRC buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricICRCQYLD

Forward yield	35.20% ✓	11.92%
Annual dividend / share	$8.93 ✓	$2.04
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$177.9K ✓	$25.4K
Annual income after 10y	$27,007.32 ✓	$5,659.31
Total dividends collected	$128.6K ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: ICRC vs QYLD ($10,000, DRIP)

Year	ICRC Portfolio	ICRC Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$14,220	$3,520.42	$10,352	$1,192.36	+$3.9K → ICRC
2	$19,895	$4,678.68	$10,830	$1,347.57	+$9.1K → ICRC
3	$27,404	$6,117.32	$11,460	$1,539.07	+$15.9K → ICRC
4	$37,198	$7,875.26	$12,275	$1,777.84	+$24.9K → ICRC
5	$49,792	$9,990.32	$13,323	$2,078.95	+$36.5K → ICRC
6	$65,776	$12,497.91	$14,667	$2,463.34	+$51.1K → ICRC
7	$85,810	$15,429.67	$16,396	$2,960.57	+$69.4K → ICRC
8	$110,629	$18,812.38	$18,631	$3,612.97	+$92.0K → ICRC
9	$141,039	$22,666.89	$21,548	$4,482.15	+$119.5K → ICRC
10	$177,920	$27,007.32	$25,398	$5,659.31	+$152.5K → ICRC

ICRC vs QYLD: Complete Analysis 2026

ICRC — Stock

The fund aims to provide current income and exposure to the price return of Class A common stock of Circle Internet Group, Inc. (CRCL), by utilizing option income strategies (selling options) on CRCL.

Full ICRC Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.