HomeCompareICRC vs SPHD

ICRC vs SPHD: Dividend Comparison 2026

ICRC yields 35.20% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ICRC wins by $151.4K in total portfolio value
10 years
ICRC
ICRC
● Live price
35.20%
Share price
$25.37
Annual div
$8.93
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$177.9K
Annual income
$27,007.32
Full ICRC calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — ICRC vs SPHD

📍 ICRC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodICRCSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ICRC + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ICRC pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ICRC
Annual income on $10K today (after 15% tax)
$2,992.36/yr
After 10yr DRIP, annual income (after tax)
$22,956.22/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, ICRC beats the other by $22,470.60/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ICRC + SPHD for your $10,000?

ICRC: 50%SPHD: 50%
100% SPHD50/50100% ICRC
Portfolio after 10yr
$102.2K
Annual income
$13,789.32/yr
Blended yield
13.49%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ICRC buys
0
SPHD buys
0
No recent congressional trades found for ICRC or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricICRCSPHD
Forward yield35.20%4.33%
Annual dividend / share$8.93$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$177.9K$26.5K
Annual income after 10y$27,007.32$571.32
Total dividends collected$128.6K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: ICRC vs SPHD ($10,000, DRIP)

YearICRC PortfolioICRC Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$14,220$3,520.42$11,133$432.85+$3.1KICRC
2$19,895$4,678.68$12,363$450.36+$7.5KICRC
3$27,404$6,117.32$13,695$467.39+$13.7KICRC
4$37,198$7,875.26$15,138$483.90+$22.1KICRC
5$49,792$9,990.32$16,697$499.88+$33.1KICRC
6$65,776$12,497.91$18,382$515.31+$47.4KICRC
7$85,810$15,429.67$20,198$530.17+$65.6KICRC
8$110,629$18,812.38$22,157$544.46+$88.5KICRC
9$141,039$22,666.89$24,266$558.18+$116.8KICRC
10$177,920$27,007.32$26,536$571.32+$151.4KICRC

ICRC vs SPHD: Complete Analysis 2026

ICRCStock

The fund aims to provide current income and exposure to the price return of Class A common stock of Circle Internet Group, Inc. (CRCL), by utilizing option income strategies (selling options) on CRCL.

Full ICRC Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.