HomeCompareIDCBF vs ADC

IDCBF vs ADC: Dividend Comparison 2026

IDCBF yields 5.12% · ADC yields 4.13%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 IDCBF wins by $7013.67M in total portfolio value
10 years
IDCBF
IDCBF
● Live price
5.12%
Share price
$0.84
Annual div
$0.04
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$7013.85M
Annual income
$6,760,071,260.73
Full IDCBF calculator →
ADC
Agree Realty Corporation
● Live price
4.13%
Share price
$74.97
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$178.9K
Annual income
$80,797.29
Full ADC calculator →

Portfolio growth — IDCBF vs ADC

📍 IDCBF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIDCBFADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, IDCBF + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IDCBF pays
ADC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IDCBF
Annual income on $10K today (after 15% tax)
$434.97/yr
After 10yr DRIP, annual income (after tax)
$5,746,060,571.62/yr
ADC
Annual income on $10K today (after 15% tax)
$351.36/yr
After 10yr DRIP, annual income (after tax)
$68,677.70/yr
At 15% tax rate, IDCBF beats the other by $5,745,991,893.92/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IDCBF + ADC for your $10,000?

IDCBF: 50%ADC: 50%
100% ADC50/50100% IDCBF
Portfolio after 10yr
$3507.01M
Annual income
$3,380,076,029.01/yr
Blended yield
96.38%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

IDCBF
Analyst Ratings
1
Hold
Consensus: Hold
Altman Z
0.1
Piotroski
6/9
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+8.1% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IDCBF buys
0
ADC buys
0
No recent congressional trades found for IDCBF or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIDCBFADC
Forward yield5.12%4.13%
Annual dividend / share$0.04$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%40.4%
Portfolio after 10y$7013.85M$178.9K
Annual income after 10y$6,760,071,260.73$80,797.29
Total dividends collected$6996.07M$156.7K
Payment frequencyquarterlymonthly
SectorStockREIT
Analyst consensusHoldBuy

Year-by-year: IDCBF vs ADC ($10,000, DRIP)

YearIDCBF PortfolioIDCBF Income/yrADC PortfolioADC Income/yrGap
1← crossover$11,723$1,023.46$10,990$580.36+$733.00IDCBF
2$14,787$2,242.70$12,301$860.26+$2.5KIDCBF
3$21,109$5,287.33$14,104$1,298.62+$7.0KIDCBF
4$36,695$14,108.48$16,691$2,008.16+$20.0KIDCBF
5$85,106$45,842.21$20,580$3,205.09+$64.5KIDCBF
6$289,793$198,729.41$26,754$5,330.02+$263.0KIDCBF
7$1,574,917$1,264,838.46$37,196$9,345.14+$1.54MIDCBF
8$14,533,618$12,848,456.86$56,244$17,523.09+$14.48MIDCBF
9$237,173,165$221,622,194.03$94,286$35,736.21+$237.08MIDCBF
10$7,013,846,548$6,760,071,260.73$178,949$80,797.29+$7013.67MIDCBF

IDCBF vs ADC: Complete Analysis 2026

IDCBFStock

Industrial and Commercial Bank of China Limited, together with its subsidiaries, provides banking products and services in the People's Republic of China and internationally. It operates through Corporate Banking, Personal Banking, and Treasury Operations segments. The Corporate Banking segment offers financial products and services to corporations, government agencies, and financial institutions. Its products and services include corporate loans, trade financing, deposit taking activities, corporate wealth management services, custody activities, and various corporate intermediary services. The Personal Banking segment provides financial products and services to individual customers. This segment's products and services comprise personal loans and cards, deposits, and personal wealth management and intermediary services. The Treasury Operations segment is involved in the money market transactions, investment securities, and foreign exchange transactions businesses, as well as in the holding of derivative positions. It also offers e-banking services, investment banking, financial leasing, and insurance services. The company was founded in 1984 and is based in Beijing, the People's Republic of China.

Full IDCBF Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.