HomeCompareIDCBF vs PEP

IDCBF vs PEP: Dividend Comparison 2026

IDCBF yields 5.12% · PEP yields 3.63%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 IDCBF wins by $7013.70M in total portfolio value
10 years
IDCBF
IDCBF
● Live price
5.12%
Share price
$0.84
Annual div
$0.04
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$7013.85M
Annual income
$6,760,071,260.73
Full IDCBF calculator →
PEP
PepsiCo Inc.
● Live price
3.63%
Share price
$156.82
Annual div
$5.69
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$141.9K
Annual income
$61,875.67
Full PEP calculator →

Portfolio growth — IDCBF vs PEP

📍 IDCBF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIDCBFPEP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, IDCBF + PEP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IDCBF pays
PEP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IDCBF
Annual income on $10K today (after 15% tax)
$434.97/yr
After 10yr DRIP, annual income (after tax)
$5,746,060,571.62/yr
PEP
Annual income on $10K today (after 15% tax)
$308.41/yr
After 10yr DRIP, annual income (after tax)
$52,594.32/yr
At 15% tax rate, IDCBF beats the other by $5,746,007,977.30/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IDCBF + PEP for your $10,000?

IDCBF: 50%PEP: 50%
100% PEP50/50100% IDCBF
Portfolio after 10yr
$3506.99M
Annual income
$3,380,066,568.20/yr
Blended yield
96.38%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PEP right now

IDCBF
Analyst Ratings
1
Hold
Consensus: Hold
Altman Z
0.1
Piotroski
6/9
PEP
Analyst Ratings
1
Strong
15
Buy
27
Hold
1
Sell
Consensus: Hold
Price Target
$172.43
+10.0% upside vs current
Range: $156.00 — $191.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IDCBF buys
0
PEP buys
0
No recent congressional trades found for IDCBF or PEP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIDCBFPEP
Forward yield5.12%3.63%
Annual dividend / share$0.04$5.69
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%40.4%
Portfolio after 10y$7013.85M$141.9K
Annual income after 10y$6,760,071,260.73$61,875.67
Total dividends collected$6996.07M$123.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldHold

Year-by-year: IDCBF vs PEP ($10,000, DRIP)

YearIDCBF PortfolioIDCBF Income/yrPEP PortfolioPEP Income/yrGap
1← crossover$11,723$1,023.46$10,849$509.42+$874.00IDCBF
2$14,787$2,242.70$11,969$750.47+$2.8KIDCBF
3$21,109$5,287.33$13,500$1,124.14+$7.6KIDCBF
4$36,695$14,108.48$15,680$1,721.66+$21.0KIDCBF
5$85,106$45,842.21$18,929$2,715.34+$66.2KIDCBF
6$289,793$198,729.41$24,023$4,450.80+$265.8KIDCBF
7$1,574,917$1,264,838.46$32,510$7,669.92+$1.54MIDCBF
8$14,533,618$12,848,456.86$47,709$14,093.60+$14.49MIDCBF
9$237,173,165$221,622,194.03$77,415$28,083.48+$237.10MIDCBF
10$7,013,846,548$6,760,071,260.73$141,922$61,875.67+$7013.70MIDCBF

IDCBF vs PEP: Complete Analysis 2026

IDCBFStock

Industrial and Commercial Bank of China Limited, together with its subsidiaries, provides banking products and services in the People's Republic of China and internationally. It operates through Corporate Banking, Personal Banking, and Treasury Operations segments. The Corporate Banking segment offers financial products and services to corporations, government agencies, and financial institutions. Its products and services include corporate loans, trade financing, deposit taking activities, corporate wealth management services, custody activities, and various corporate intermediary services. The Personal Banking segment provides financial products and services to individual customers. This segment's products and services comprise personal loans and cards, deposits, and personal wealth management and intermediary services. The Treasury Operations segment is involved in the money market transactions, investment securities, and foreign exchange transactions businesses, as well as in the holding of derivative positions. It also offers e-banking services, investment banking, financial leasing, and insurance services. The company was founded in 1984 and is based in Beijing, the People's Republic of China.

Full IDCBF Calculator →

PEPConsumer Staples

PepsiCo, Inc. manufactures, markets, distributes, and sells various beverages and convenient foods worldwide. The company operates through seven segments: Frito-Lay North America; Quaker Foods North America; PepsiCo Beverages North America; Latin America; Europe; Africa, Middle East and South Asia; and Asia Pacific, Australia and New Zealand and China Region. It provides dips, cheese-flavored snacks, and spreads, as well as corn, potato, and tortilla chips; cereals, rice, pasta, mixes and syrups, granola bars, grits, oatmeal, rice cakes, simply granola, and side dishes; beverage concentrates, fountain syrups, and finished goods; ready-to-drink tea, coffee, and juices; dairy products; and sparkling water makers and related products. It serves wholesale and other distributors, foodservice customers, grocery stores, drug stores, convenience stores, discount/dollar stores, mass merchandisers, membership stores, hard discounters, e-commerce retailers and authorized independent bottlers, and others through a network of direct-store-delivery, customer warehouse, and distributor networks, as well as directly to consumers through e-commerce platforms and retailers. The company was founded in 1898 and is headquartered in Purchase, New York.

Full PEP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.