HomeCompareIDCBY vs CL

IDCBY vs CL: Dividend Comparison 2026

IDCBY yields 3.80% · CL yields 2.43%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 IDCBY wins by $84.6K in total portfolio value
10 years
IDCBY
IDCBY
● Live price
3.80%
Share price
$17.10
Annual div
$0.65
5Y div CAGR
39.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$125.4K
Annual income
$43,488.92
Full IDCBY calculator →
CL
CL
● Live price
2.43%
Share price
$85.73
Annual div
$2.08
5Y div CAGR
28.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.8K
Annual income
$5,401.96
Full CL calculator →

Portfolio growth — IDCBY vs CL

📍 IDCBY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIDCBYCL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IDCBY + CL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IDCBY pays
CL pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IDCBY
Annual income on $10K today (after 15% tax)
$322.60/yr
After 10yr DRIP, annual income (after tax)
$36,965.58/yr
CL
Annual income on $10K today (after 15% tax)
$206.23/yr
After 10yr DRIP, annual income (after tax)
$4,591.67/yr
At 15% tax rate, IDCBY beats the other by $32,373.92/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IDCBY + CL for your $10,000?

IDCBY: 50%CL: 50%
100% CL50/50100% IDCBY
Portfolio after 10yr
$83.1K
Annual income
$24,445.44/yr
Blended yield
29.41%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

IDCBY
No analyst data
Altman Z
0.1
Piotroski
4/9
CL
Analyst Ratings
17
Buy
24
Hold
2
Sell
Consensus: Hold
Price Target
$92.45
+7.8% upside vs current
Range: $85.00 — $100.00
Altman Z
4.5
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IDCBY buys
0
CL buys
0
No recent congressional trades found for IDCBY or CL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIDCBYCL
Forward yield3.80%2.43%
Annual dividend / share$0.65$2.08
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR39.3%28.6%
Portfolio after 10y$125.4K$40.8K
Annual income after 10y$43,488.92$5,401.96
Total dividends collected$95.9K$18.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: IDCBY vs CL ($10,000, DRIP)

YearIDCBY PortfolioIDCBY Income/yrCL PortfolioCL Income/yrGap
1← crossover$11,229$528.69$11,012$312.01+$217.00IDCBY
2$12,788$772.85$12,196$412.95+$592.00IDCBY
3$14,829$1,145.83$13,599$549.66+$1.2KIDCBY
4$17,596$1,729.81$15,288$736.64+$2.3KIDCBY
5$21,500$2,672.33$17,353$995.28+$4.1KIDCBY
6$27,256$4,250.92$19,926$1,357.80+$7.3KIDCBY
7$36,180$7,015.71$23,194$1,873.82+$13.0KIDCBY
8$50,836$12,123.82$27,439$2,621.52+$23.4KIDCBY
9$76,573$22,177.54$33,088$3,727.38+$43.5KIDCBY
10$125,421$43,488.92$40,806$5,401.96+$84.6KIDCBY

IDCBY vs CL: Complete Analysis 2026

IDCBYStock

Industrial and Commercial Bank of China Limited, together with its subsidiaries, provides banking products and services in the People's Republic of China and internationally. It operates through Corporate Banking, Personal Banking, and Treasury Operations segments. The Corporate Banking segment offers financial products and services to corporations, government agencies, and financial institutions. Its products and services include corporate loans, trade financing, deposit taking activities, corporate wealth management services, custody activities, and various corporate intermediary services. The Personal Banking segment provides financial products and services to individual customers. This segment's products and services comprise personal loans and cards, deposits, and personal wealth management and intermediary services. The Treasury Operations segment is involved in the money market transactions, investment securities, and foreign exchange transactions businesses, as well as in the holding of derivative positions. It also offers e-banking services, investment banking, financial leasing, and insurance services. The company was founded in 1984 and is based in Beijing, the People's Republic of China.

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CLConsumer Staples

Colgate-Palmolive Company, together with its subsidiaries, manufactures and sells consumer products worldwide. The company operates through two segments, Oral, Personal and Home Care; and Pet Nutrition. The Oral, Personal and Home Care segment offers toothpaste, toothbrushes, mouthwash, bar and liquid hand soaps, shower gels, shampoos, conditioners, deodorants and antiperspirants, skin health products, dishwashing detergents, fabric conditioners, household cleaners, and other related items. This segment markets and sells its products under various brands, which include Colgate, Darlie, elmex, hello, meridol, Sorriso, Tom's of Maine, Irish Spring, Palmolive, Protex, Sanex, Softsoap, Lady Speed Stick, Speed Stick, EltaMD, Filorga, PCA SKIN, Ajax, Axion, Fabuloso, Murphy, Suavitel, Soupline, and Cuddly to a range of traditional and eCommerce retailers, wholesalers, and distributors. It also includes pharmaceutical products for dentists and other oral health professionals. The Pet Nutrition segment offers pet nutrition products for everyday nutritional needs under the Hill's Science Diet brand; and a range of therapeutic products to manage disease conditions in dogs and cats under the Hill's Prescription Diet brand. This segment markets and sells its products through pet supply retailers, veterinarians, and eCommerce retailers. Colgate-Palmolive Company was founded in 1806 and is headquartered in New York, New York.

Full CL Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.