Is IDHD or XYLD a better dividend investment in 2026?

IDHD currently yields 8.71% with a 5% 5-year dividend growth rate. XYLD yields 9.02% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between IDHD and XYLD?

IDHD has a forward dividend yield of 8.71% ($2.00/share annually). XYLD yields 9.02% ($3.48/share annually). The yield gap is 0.31 percentage points.

Home › Compare › IDHD vs XYLD

IDHD vs XYLD: Dividend Comparison 2026

IDHD yields 8.71% · XYLD yields 9.02%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 IDHD wins by $14.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

IDHD

● Live price

8.71%

Share price

$22.96

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$35.6K

Annual income

$1,509.61

Full IDHD calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

9.02%

Share price

$38.60

Annual div

$3.48

5Y div CAGR

0.5%

Payout ratio

90%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.1K

Annual income

$2,363.75

Full XYLD calculator →

Portfolio growth — IDHD vs XYLD

📍 IDHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IDHD	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IDHD + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

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Nov

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Dec

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IDHD pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IDHD

Annual income on $10K today (after 15% tax)

$740.42/yr

After 10yr DRIP, annual income (after tax)

$1,283.17/yr

XYLD

Annual income on $10K today (after 15% tax)

$766.32/yr

After 10yr DRIP, annual income (after tax)

$2,009.19/yr

At 15% tax rate, XYLD beats the other by $726.02/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of IDHD + XYLD for your $10,000?

IDHD: 50%XYLD: 50%

100% XYLD50/50100% IDHD

Portfolio after 10yr

$28.4K

Annual income

$1,936.69/yr

Blended yield

6.83%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IDHD buys

XYLD buys

No recent congressional trades found for IDHD or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIDHDXYLD

Forward yield	8.71%	9.02% ✓
Annual dividend / share	$2.00	$3.48 ✓
Payout ratio	50% ✓	90%
1-year div growth	0% ✓	-2.1%
5-year div CAGR	0%	0.5% ✓
Portfolio after 10y	$35.6K ✓	$21.1K
Annual income after 10y	$1,509.61	$2,363.75 ✓
Total dividends collected	$11.9K	$15.0K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: IDHD vs XYLD ($10,000, DRIP)

Year	IDHD Portfolio	IDHD Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,571	$871.08	$10,626	$906.06	+$945.00 → IDHD
2	$13,323	$941.99	$11,324	$995.47	+$2.0K → IDHD
3	$15,269	$1,013.66	$12,104	$1,096.88	+$3.2K → IDHD
4	$17,424	$1,085.74	$12,977	$1,212.21	+$4.4K → IDHD
5	$19,801	$1,157.89	$13,958	$1,343.80	+$5.8K → IDHD
6	$22,417	$1,229.81	$15,061	$1,494.40	+$7.4K → IDHD
7	$25,288	$1,301.19	$16,307	$1,667.30	+$9.0K → IDHD
8	$28,430	$1,371.78	$17,717	$1,866.48	+$10.7K → IDHD
9	$31,861	$1,441.32	$19,317	$2,096.71	+$12.5K → IDHD
10	$35,601	$1,509.61	$21,140	$2,363.75	+$14.5K → IDHD

IDHD vs XYLD: Complete Analysis 2026

IDHD — Stock

The fund generally will invest at least 90% of its total assets in securities that comprise the underlying index. The index provider compiles, maintains and calculates the underlying index, which is composed of 100 securities in the S&P EPAC Ex-Korea LargeMidCap Index that historically have provided high dividend yields with lower volatility.

Full IDHD Calculator →

XYLD — ETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.