Is IDIV or RYLD a better dividend investment in 2026?

IDIV currently yields 28.74% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: IDIV offers higher current income.

What is the dividend yield difference between IDIV and RYLD?

IDIV has a forward dividend yield of 28.74% ($2.00/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 16.60 percentage points.

Home › Compare › IDIV vs RYLD

IDIV vs RYLD: Dividend Comparison 2026

IDIV yields 28.74% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 IDIV wins by $78.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

IDIV

● Live price

28.74%

Share price

$6.96

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$123.0K

Annual income

$15,679.83

Full IDIV calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — IDIV vs RYLD

📍 IDIV pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IDIV	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IDIV + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

IDIV pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IDIV

Annual income on $10K today (after 15% tax)

$2,442.53/yr

After 10yr DRIP, annual income (after tax)

$13,327.86/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, IDIV beats the other by $11,128.61/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of IDIV + RYLD for your $10,000?

IDIV: 50%RYLD: 50%

100% RYLD50/50100% IDIV

Portfolio after 10yr

$83.8K

Annual income

$9,133.58/yr

Blended yield

10.90%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IDIV buys

RYLD buys

No recent congressional trades found for IDIV or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIDIVRYLD

Forward yield	28.74% ✓	12.14%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$123.0K ✓	$44.5K
Annual income after 10y	$15,679.83 ✓	$2,587.35
Total dividends collected	$82.6K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: IDIV vs RYLD ($10,000, DRIP)

Year	IDIV Portfolio	IDIV Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$13,574	$2,873.56	$11,914	$1,213.65	+$1.7K → IDIV
2	$18,169	$3,645.28	$14,099	$1,351.30	+$4.1K → IDIV
3	$24,001	$4,560.20	$16,580	$1,494.55	+$7.4K → IDIV
4	$31,311	$5,629.88	$19,384	$1,642.61	+$11.9K → IDIV
5	$40,367	$6,864.08	$22,535	$1,794.70	+$17.8K → IDIV
6	$51,463	$8,270.40	$26,063	$1,950.00	+$25.4K → IDIV
7	$64,919	$9,853.99	$29,995	$2,107.69	+$34.9K → IDIV
8	$81,081	$11,617.38	$34,361	$2,266.99	+$46.7K → IDIV
9	$100,317	$13,560.31	$39,194	$2,427.12	+$61.1K → IDIV
10	$123,019	$15,679.83	$44,525	$2,587.35	+$78.5K → IDIV

IDIV vs RYLD: Complete Analysis 2026

IDIV — Stock

The advisor intends primarily to invest its assets in the component instruments of the underlying index. The component instruments of the index consist of U.S. Treasury Securities and long positions in annual futures contracts listed on the CME that provide exposure to dividends paid on the S&P 500 constituent companies pro rata for each year of the life of the fund.

Full IDIV Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.