Is IDMAX or RYLD a better dividend investment in 2026?

IDMAX currently yields 21.41% with a 5% 5-year dividend growth rate. RYLD yields 12.39% with 5% growth. The better choice depends on your goal: IDMAX offers higher current income.

What is the dividend yield difference between IDMAX and RYLD?

IDMAX has a forward dividend yield of 21.41% ($2.00/share annually). RYLD yields 12.39% ($1.81/share annually). The yield gap is 9.02 percentage points.

Home › Compare › IDMAX vs RYLD

IDMAX vs RYLD: Dividend Comparison 2026

IDMAX yields 21.41% · RYLD yields 12.39%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 IDMAX wins by $34.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

IDMAX

● Live price

21.41%

Share price

$9.34

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$79.6K

Annual income

$7,814.54

Full IDMAX calculator →

RYLD

● Live price

12.39%

Share price

$14.64

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.3K

Annual income

$2,682.98

Full RYLD calculator →

Portfolio growth — IDMAX vs RYLD

📍 IDMAX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IDMAX	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IDMAX + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

IDMAX pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IDMAX

Annual income on $10K today (after 15% tax)

$1,820.13/yr

After 10yr DRIP, annual income (after tax)

$6,642.36/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,053.44/yr

After 10yr DRIP, annual income (after tax)

$2,280.53/yr

At 15% tax rate, IDMAX beats the other by $4,361.83/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of IDMAX + RYLD for your $10,000?

IDMAX: 50%RYLD: 50%

100% RYLD50/50100% IDMAX

Portfolio after 10yr

$62.4K

Annual income

$5,248.76/yr

Blended yield

8.41%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IDMAX buys

RYLD buys

No recent congressional trades found for IDMAX or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIDMAXRYLD

Forward yield	21.41% ✓	12.39%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$79.6K ✓	$45.3K
Annual income after 10y	$7,814.54 ✓	$2,682.98
Total dividends collected	$46.8K ✓	$19.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: IDMAX vs RYLD ($10,000, DRIP)

Year	IDMAX Portfolio	IDMAX Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$12,841	$2,141.33	$11,939	$1,239.34	+$902.00 → IDMAX
2	$16,310	$2,569.86	$14,158	$1,382.89	+$2.2K → IDMAX
3	$20,502	$3,050.50	$16,682	$1,532.59	+$3.8K → IDMAX
4	$25,521	$3,583.72	$19,537	$1,687.64	+$6.0K → IDMAX
5	$31,477	$4,169.16	$22,752	$1,847.20	+$8.7K → IDMAX
6	$38,486	$4,805.68	$26,355	$2,010.43	+$12.1K → IDMAX
7	$46,671	$5,491.38	$30,376	$2,176.45	+$16.3K → IDMAX
8	$56,162	$6,223.67	$34,847	$2,344.43	+$21.3K → IDMAX
9	$67,093	$6,999.30	$39,800	$2,513.54	+$27.3K → IDMAX
10	$79,604	$7,814.54	$45,269	$2,682.98	+$34.3K → IDMAX

IDMAX vs RYLD: Complete Analysis 2026

IDMAX — Stock

Under normal market conditions, the fund will invest at least 80% of its net assets (plus the amount of any borrowing for investment purposes) in corporate bonds. The fund invests in a diversified portfolio of corporate investment grade bonds, corporate high yield bonds, and U.S. government and treasury securities maturing within 10 years or less. All securities will be U.S. dollar denominated although they may be issued by a foreign corporation or a U.S. affiliate of a foreign corporation.

Full IDMAX Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.