HomeCompareIDY vs XYLD

IDY vs XYLD: Dividend Comparison 2026

IDY yields 8.96% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 IDY wins by $10.9K in total portfolio value
10 years
IDY
IDY
● Live price
8.96%
Share price
$22.32
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.2K
Annual income
$1,577.34
Full IDY calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — IDY vs XYLD

📍 IDY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIDYXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IDY + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IDY pays
XYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IDY
Annual income on $10K today (after 15% tax)
$761.82/yr
After 10yr DRIP, annual income (after tax)
$1,340.74/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $1,395.43/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IDY + XYLD for your $10,000?

IDY: 50%XYLD: 50%
100% XYLD50/50100% IDY
Portfolio after 10yr
$30.7K
Annual income
$2,398.18/yr
Blended yield
7.80%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IDY buys
0
XYLD buys
0
No recent congressional trades found for IDY or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIDYXYLD
Forward yield8.96%10.98%
Annual dividend / share$2.00$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$36.2K$25.3K
Annual income after 10y$1,577.34$3,219.02
Total dividends collected$12.4K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: IDY vs XYLD ($10,000, DRIP)

YearIDY PortfolioIDY Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,596$896.26$10,818$1,098.39+$778.00IDY
2$13,379$971.33$11,738$1,222.51+$1.6KIDY
3$15,363$1,047.37$12,774$1,364.64+$2.6KIDY
4$17,563$1,124.00$13,944$1,527.86+$3.6KIDY
5$19,993$1,200.85$15,270$1,715.87+$4.7KIDY
6$22,670$1,277.59$16,775$1,933.09+$5.9KIDY
7$25,611$1,353.89$18,490$2,184.87+$7.1KIDY
8$28,833$1,429.45$20,450$2,477.63+$8.4KIDY
9$32,355$1,504.02$22,697$2,819.19+$9.7KIDY
10$36,198$1,577.34$25,280$3,219.02+$10.9KIDY

IDY vs XYLD: Complete Analysis 2026

IDYStock

The investment seeks income and long-term growth of capital. Under normal circumstances, the fund seeks to achieve its investment objective by investing in common stocks of non-U.S. companies located in developed countries that have above average dividend yields. It primarily invests in common stocks of large and mid-capitalization companies. Under normal circumstances, the fund invests at least 80% of its assets (net assets plus any borrowings for investment purposes) in equity securities, including common stock, ADRs and GDRs, of non-U.S. companies in developed countries that pay regular dividends.

Full IDY Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.