HomeCompareIEDI vs SCHD

IEDI vs SCHD: Dividend Comparison 2026

IEDI yields 0.99% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $7.9K in total portfolio value
10 years
IEDI
IEDI
● Live price
0.99%
Share price
$53.95
Annual div
$0.53
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$105.23
Full IEDI calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — IEDI vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIEDISCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IEDI + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IEDI pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IEDI
Annual income on $10K today (after 15% tax)
$83.90/yr
After 10yr DRIP, annual income (after tax)
$89.45/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, SCHD beats the other by $269.77/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of IEDI + SCHD for your $10,000?

IEDI: 50%SCHD: 50%
100% SCHD50/50100% IEDI
Portfolio after 10yr
$25.0K
Annual income
$263.92/yr
Blended yield
1.05%
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IEDI buys
0
SCHD buys
0
No recent congressional trades found for IEDI or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIEDISCHD
Forward yield0.99%3.44%
Annual dividend / share$0.53$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$21.1K$29.0K
Annual income after 10y$105.23$422.61
Total dividends collected$1.0K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: IEDI vs SCHD ($10,000, DRIP)

YearIEDI PortfolioIEDI Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,799$98.70$11,224$344.10$425.00SCHD
2$11,654$99.61$12,567$354.98$913.00SCHD
3$12,570$100.47$14,038$365.30$1.5KSCHD
4$13,552$101.28$15,648$375.06$2.1KSCHD
5$14,602$102.04$17,410$384.27$2.8KSCHD
6$15,727$102.76$19,335$392.95$3.6KSCHD
7$16,932$103.44$21,437$401.10$4.5KSCHD
8$18,221$104.07$23,733$408.75$5.5KSCHD
9$19,601$104.67$26,237$415.91$6.6KSCHD
10$21,078$105.23$28,968$422.61$7.9KSCHD

IEDI vs SCHD: Complete Analysis 2026

IEDIStock

The iShares U.S. Consumer Focused ETF seeks to provide access to U.S. companies with discretionary spending exposure, as classified using a proprietary classification system, while targeting increased exposure to U.S. companies with a greater proportion of consumer spending revenues and consumer goods and service production in the U.S. relative to the proprietary classification system.

Full IEDI Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.