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IEFA vs RYLD: Dividend Comparison 2026

IEFA yields 3.62% · RYLD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RYLD wins by $2.8K in total portfolio value
10 years
IEFA
IEFA
● Live price
3.62%
Share price
$87.69
Annual div
$3.18
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$457.34
Full IEFA calculator →
RYLD
RYLD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full RYLD calculator →

Portfolio growth — IEFA vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIEFARYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IEFA + RYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
IEFA pays
RYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IEFA
Annual income on $10K today (after 15% tax)
$307.96/yr
After 10yr DRIP, annual income (after tax)
$388.74/yr
RYLD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, RYLD beats the other by $375.57/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IEFA + RYLD for your $10,000?

IEFA: 50%RYLD: 50%
100% RYLD50/50100% IEFA
Portfolio after 10yr
$26.7K
Annual income
$678.27/yr
Blended yield
2.54%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IEFA buys
0
RYLD buys
0
No recent congressional trades found for IEFA or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIEFARYLD
Forward yield3.62%4.00% ✓
Annual dividend / share$3.18 ✓$2.00
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$25.3K$28.0K ✓
Annual income after 10y$457.34$899.19 ✓
Total dividends collected$4.1K$6.4K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: IEFA vs RYLD ($10,000, DRIP)

YearIEFA PortfolioIEFA Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$11,062$362.31$11,120$420.00$58.00 → RYLD
2$12,211$374.58$12,357$458.31$146.00 → RYLD
3$13,452$386.43$13,721$499.76$269.00 → RYLD
4$14,792$397.86$15,227$544.58$435.00 → RYLD
5$16,236$408.86$16,885$593.02$649.00 → RYLD
6$17,792$419.42$18,713$645.34$921.00 → RYLD
7$19,467$429.55$20,724$701.81$1.3K → RYLD
8$21,269$439.24$22,938$762.73$1.7K → RYLD
9$23,207$448.50$25,372$828.41$2.2K → RYLD
10$25,288$457.34$28,047$899.19$2.8K → RYLD

IEFA vs RYLD: Complete Analysis 2026

IEFA — Stock

The iShares Core MSCI EAFE ETF seeks to track the investment results of an index composed of large-, mid- and small-capitalization developed market equities, excluding the U.S. and Canada.

Full IEFA Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.