Is IEMD or SCHD a better dividend investment in 2026?

IEMD currently yields 7.99% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: IEMD offers higher current income.

What is the dividend yield difference between IEMD and SCHD?

IEMD has a forward dividend yield of 7.99% ($2.00/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 4.53 percentage points.

Home › Compare › IEMD vs SCHD

IEMD vs SCHD: Dividend Comparison 2026

IEMD yields 7.99% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 IEMD wins by $4.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

IEMD

● Live price

7.99%

Share price

$25.04

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$33.9K

Annual income

$1,324.12

Full IEMD calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — IEMD vs SCHD

📍 IEMD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IEMD	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, IEMD + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

IEMD pays

SCHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IEMD

Annual income on $10K today (after 15% tax)

$678.91/yr

After 10yr DRIP, annual income (after tax)

$1,125.50/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, IEMD beats the other by $763.44/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IEMD + SCHD for your $10,000?

IEMD: 50%SCHD: 50%

100% SCHD50/50100% IEMD

Portfolio after 10yr

$31.5K

Annual income

$875.03/yr

Blended yield

2.78%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IEMD buys

SCHD buys

No recent congressional trades found for IEMD or SCHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIEMDSCHD

Forward yield	7.99% ✓	3.46%
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$33.9K ✓	$29.0K
Annual income after 10y	$1,324.12 ✓	$425.95
Total dividends collected	$10.6K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: IEMD vs SCHD ($10,000, DRIP)

Year	IEMD Portfolio	IEMD Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,499	$798.72	$11,226	$346.36	+$273.00 → IEMD
2	$13,162	$858.34	$12,572	$357.38	+$590.00 → IEMD
3	$15,002	$918.23	$14,046	$367.84	+$956.00 → IEMD
4	$17,030	$978.09	$15,660	$377.73	+$1.4K → IEMD
5	$19,260	$1,037.69	$17,425	$387.07	+$1.8K → IEMD
6	$21,704	$1,096.79	$19,354	$395.86	+$2.4K → IEMD
7	$24,379	$1,155.16	$21,461	$404.13	+$2.9K → IEMD
8	$27,298	$1,212.62	$23,762	$411.89	+$3.5K → IEMD
9	$30,478	$1,268.99	$26,272	$419.15	+$4.2K → IEMD
10	$33,936	$1,324.12	$29,010	$425.95	+$4.9K → IEMD

IEMD vs SCHD: Complete Analysis 2026

IEMD — Stock

The investment seeks to track the investment results (before fees and expenses) of the Invesco Emerging Markets Debt Defensive Index (the "underlying index"). The fund generally will invest at least 80% of its total assets in securities that comprise the underlying index. The underlying index is designed to provide exposure to emerging markets debt securities having the highest "quality scores" (within the eligible universe of emerging market debt securities) as determined by the index provider. The fund is non-diversified.

Full IEMD Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

📬

Get this IEMD vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

IEMD vs JEPI IEMD vs O IEMD vs KO IEMD vs MAIN IEMD vs VYM IEMD vs DGRO IEMD vs VIG IEMD vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.