HomeCompareIFAFX vs SCHD

IFAFX vs SCHD: Dividend Comparison 2026

IFAFX yields 9.70% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 IFAFX wins by $9.0K in total portfolio value
10 years
IFAFX
IFAFX
● Live price
9.70%
Share price
$26.58
Annual div
$2.58
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$38.0K
Annual income
$1,784.50
Full IFAFX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — IFAFX vs SCHD

📍 IFAFX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIFAFXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IFAFX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IFAFX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IFAFX
Annual income on $10K today (after 15% tax)
$824.19/yr
After 10yr DRIP, annual income (after tax)
$1,516.83/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, IFAFX beats the other by $1,157.61/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IFAFX + SCHD for your $10,000?

IFAFX: 50%SCHD: 50%
100% SCHD50/50100% IFAFX
Portfolio after 10yr
$33.5K
Annual income
$1,103.55/yr
Blended yield
3.30%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IFAFX buys
0
SCHD buys
0
No recent congressional trades found for IFAFX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIFAFXSCHD
Forward yield9.70%3.44%
Annual dividend / share$2.58$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$38.0K$29.0K
Annual income after 10y$1,784.50$422.61
Total dividends collected$13.8K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: IFAFX vs SCHD ($10,000, DRIP)

YearIFAFX PortfolioIFAFX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,670$969.64$11,224$344.10+$446.00IFAFX
2$13,544$1,057.51$12,567$354.98+$977.00IFAFX
3$15,639$1,147.07$14,038$365.30+$1.6KIFAFX
4$17,972$1,237.86$15,648$375.06+$2.3KIFAFX
5$20,559$1,329.43$17,410$384.27+$3.1KIFAFX
6$23,420$1,421.34$19,335$392.95+$4.1KIFAFX
7$26,572$1,513.17$21,437$401.10+$5.1KIFAFX
8$30,037$1,604.55$23,733$408.75+$6.3KIFAFX
9$33,835$1,695.10$26,237$415.91+$7.6KIFAFX
10$37,987$1,784.50$28,968$422.61+$9.0KIFAFX

IFAFX vs SCHD: Complete Analysis 2026

IFAFXStock

The investment seeks to provide investors with current income while secondarily striving for capital growth. Normally the fund invests primarily in income-producing securities. These include equity securities, such as dividend-paying common stocks, and debt securities, such as interest-paying bonds. Generally at least 60% of the fund's assets will be invested in common stocks and other equity-type securities. The fund may also invest up to 30% of its assets in equity securities of issuers domiciled outside the United States, including issuers in developing countries.

Full IFAFX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.