HomeCompareIFCZF vs XYLD

IFCZF vs XYLD: Dividend Comparison 2026

IFCZF yields 2.22% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 IFCZF wins by $238.8K in total portfolio value
10 years
IFCZF
IFCZF
● Live price
2.22%
Share price
$179.00
Annual div
$3.98
5Y div CAGR
58%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$264.1K
Annual income
$138,089.25
Full IFCZF calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — IFCZF vs XYLD

📍 IFCZF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIFCZFXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IFCZF + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IFCZF pays
XYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IFCZF
Annual income on $10K today (after 15% tax)
$189.01/yr
After 10yr DRIP, annual income (after tax)
$117,375.86/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, IFCZF beats the other by $114,639.70/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of IFCZF + XYLD for your $10,000?

IFCZF: 50%XYLD: 50%
100% XYLD50/50100% IFCZF
Portfolio after 10yr
$144.7K
Annual income
$70,654.14/yr
Blended yield
48.83%
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Analyst Conviction Gap

Where Wall Street is split right now

IFCZF
Analyst Ratings
1
Hold
Consensus: Hold
Price Target
$250.00
+39.7% upside vs current
Range: $250.00 — $250.00
Altman Z
1.9
Piotroski
7/9
XYLD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IFCZF buys
0
XYLD buys
0
No recent congressional trades found for IFCZF or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIFCZFXYLD
Forward yield2.22%10.98%
Annual dividend / share$3.98$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR58%0%
Portfolio after 10y$264.1K$25.3K
Annual income after 10y$138,089.25$3,219.02
Total dividends collected$230.8K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: IFCZF vs XYLD ($10,000, DRIP)

YearIFCZF PortfolioIFCZF Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,051$351.33$10,818$1,098.39+$233.00IFCZF
2$12,398$573.33$11,738$1,222.51+$660.00IFCZF
3$14,216$949.78$12,774$1,364.64+$1.4KIFCZF
4$16,819$1,608.09$13,944$1,527.86+$2.9KIFCZF
5$20,806$2,809.39$15,270$1,715.87+$5.5KIFCZF
6$27,394$5,131.77$16,775$1,933.09+$10.6KIFCZF
7$39,289$9,977.25$18,490$2,184.87+$20.8KIFCZF
8$63,169$21,129.93$20,450$2,477.63+$42.7KIFCZF
9$117,756$50,165.59$22,697$2,819.19+$95.1KIFCZF
10$264,089$138,089.25$25,280$3,219.02+$238.8KIFCZF

IFCZF vs XYLD: Complete Analysis 2026

IFCZFStock

Intact Financial Corporation, through its subsidiaries, provides property and casualty insurance products to individuals and businesses in Canada, the United States, the United Kingdom, Ireland, rest of Europe, and the Middle East. It offers personal auto insurance; insurance for motor homes, recreational vehicles, motorcycles, snowmobiles, and all-terrain vehicles; personal property insurance, such as protection for homes and contents from risks, including fire, theft, vandalism, water damage, and other damages, as well as personal liability coverage; and property coverage for tenants, condominium owners, non-owner occupied residences, and seasonal residences. The company also provides insurance products for commercial lines for a group of small and medium sized businesses; commercial property insurance for the protection of physical assets of the business; and liability coverages comprising commercial general, product, and professional liability, as well as cyber endorsement. In addition, it offers commercial vehicle insurance coverages for the protection for commercial auto, fleets, garage operations, light trucks, public vehicles, and the specific needs of the sharing economy. Further, the company provides various personal levels of coverage to customers for their home, motor, pet, and other insurance products; general insurance, specialty lines, and risk management solutions; specialty insurance products for various product and customer groups, including accident and health, technology, ocean and inland marine, public entities, and entertainment, as well as financial services and institutions; and various products to specialty property, surety, tuition reimbursement, management liability, cyber, and environmental institutions. The company was formerly known as ING Canada Inc. and changed its name to Intact Financial Corporation in 2009. Intact Financial Corporation was founded in 1809 and is based in Toronto, Canada.

Full IFCZF Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.