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IFFT vs RYLD: Dividend Comparison 2026

IFFT yields 17.31% · RYLD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RYLD wins by $4.5K in total portfolio value· pulled ahead in Year 5
10 years
IFFT
IFFT
● Live price
17.31%
Share price
$47.56
Annual div
$8.23
5Y div CAGR
-44.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.6K
Annual income
$5.75
Full IFFT calculator →
RYLD
RYLD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full RYLD calculator →

Portfolio growth — IFFT vs RYLD

📍 RYLD pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIFFTRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, IFFT + RYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
IFFT pays
RYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IFFT
Annual income on $10K today (after 15% tax)
$1,471.42/yr
After 10yr DRIP, annual income (after tax)
$4.89/yr
RYLD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, RYLD beats the other by $759.42/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IFFT + RYLD for your $10,000?

IFFT: 50%RYLD: 50%
100% RYLD50/50100% IFFT
Portfolio after 10yr
$25.8K
Annual income
$452.48/yr
Blended yield
1.75%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IFFT buys
0
RYLD buys
0
No recent congressional trades found for IFFT or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIFFTRYLD
Forward yield17.31% ✓4.00%
Annual dividend / share$8.23 ✓$2.00
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR-44.5%5% ✓
Portfolio after 10y$23.6K$28.0K ✓
Annual income after 10y$5.75$899.19 ✓
Total dividends collected$2.3K$6.4K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: IFFT vs RYLD ($10,000, DRIP)

YearIFFT PortfolioIFFT Income/yrRYLD PortfolioRYLD Income/yrGap
1$11,661$960.75$11,120$420.00+$541.00 → IFFT
2$13,058$581.09$12,357$458.31+$701.00 → IFFT
3$14,310$337.53$13,721$499.76+$589.00 → IFFT
4$15,503$191.85$15,227$544.58+$276.00 → IFFT
5← crossover$16,696$107.81$16,885$593.02$189.00 → RYLD
6$17,925$60.22$18,713$645.34$788.00 → RYLD
7$19,214$33.54$20,724$701.81$1.5K → RYLD
8$20,577$18.65$22,938$762.73$2.4K → RYLD
9$22,028$10.36$25,372$828.41$3.3K → RYLD
10$23,576$5.75$28,047$899.19$4.5K → RYLD

IFFT vs RYLD: Complete Analysis 2026

IFFT — Stock

IFFT is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in IFFT shares.

Full IFFT Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.