Is IFHI or JEPQ a better dividend investment in 2026?

IFHI currently yields 5.92% with a 5% 5-year dividend growth rate. JEPQ yields 11.10% with 5% growth. The better choice depends on your goal: JEPQ offers higher current income.

What is the dividend yield difference between IFHI and JEPQ?

IFHI has a forward dividend yield of 5.92% ($2.00/share annually). JEPQ yields 11.10% ($6.16/share annually). The yield gap is 5.18 percentage points.

Home › Compare › IFHI vs JEPQ

IFHI vs JEPQ: Dividend Comparison 2026

IFHI yields 5.92% · JEPQ yields 11.10%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 JEPQ wins by $15.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

IFHI

● Live price

5.92%

Share price

$33.80

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.5K

Annual income

$862.89

Full IFHI calculator →

JEPQ

JPMorgan Nasdaq Equity Premium Income ETF

● Live price

11.10%

Share price

$55.52

Annual div

$6.16

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.8K

Annual income

$2,152.59

Full JEPQ calculator →

Portfolio growth — IFHI vs JEPQ

📍 JEPQ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IFHI	JEPQ
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IFHI + JEPQ cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

—

Oct

—

Nov

—

Dec

—

IFHI pays

JEPQ pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IFHI

Annual income on $10K today (after 15% tax)

$502.96/yr

After 10yr DRIP, annual income (after tax)

$733.46/yr

JEPQ

Annual income on $10K today (after 15% tax)

$943.83/yr

After 10yr DRIP, annual income (after tax)

$1,829.70/yr

At 15% tax rate, JEPQ beats the other by $1,096.25/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of IFHI + JEPQ for your $10,000?

IFHI: 50%JEPQ: 50%

100% JEPQ50/50100% IFHI

Portfolio after 10yr

$37.2K

Annual income

$1,507.73/yr

Blended yield

4.06%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IFHI buys

JEPQ buys

No recent congressional trades found for IFHI or JEPQ in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIFHIJEPQ

Forward yield	5.92%	11.10% ✓
Annual dividend / share	$2.00	$6.16 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$29.5K	$44.8K ✓
Annual income after 10y	$862.89	$2,152.59 ✓
Total dividends collected	$7.3K	$16.3K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: IFHI vs JEPQ ($10,000, DRIP)

Year	IFHI Portfolio	IFHI Income/yr	JEPQ Portfolio	JEPQ Income/yr	Gap
1← crossover	$11,292	$591.72	$11,930	$1,110.39	$638.00 → JEPQ
2	$12,707	$624.44	$14,133	$1,224.34	$1.4K → JEPQ
3	$14,253	$656.71	$16,632	$1,340.46	$2.4K → JEPQ
4	$15,939	$688.43	$19,454	$1,457.97	$3.5K → JEPQ
5	$17,774	$719.51	$22,626	$1,576.08	$4.9K → JEPQ
6	$19,768	$749.86	$26,175	$1,694.09	$6.4K → JEPQ
7	$21,931	$779.43	$30,133	$1,811.32	$8.2K → JEPQ
8	$24,275	$808.15	$34,531	$1,927.17	$10.3K → JEPQ
9	$26,810	$835.98	$39,403	$2,041.08	$12.6K → JEPQ
10	$29,549	$862.89	$44,787	$2,152.59	$15.2K → JEPQ

IFHI vs JEPQ: Complete Analysis 2026

IFHI — Stock

Integrated Financial Holdings, Inc., a financial services holding company, provides small business lending solutions and bank deposit products in North Carolina. The company offers checking, savings, and time certificate accounts; and residential mortgage, real estate, commercial, and consumer loans. It also provides commercial account services; government guaranteed lending, hemp banking, and mortgage lending; and cash management solutions. In addition, the company offers payment processing solutions for small and medium sized businesses. Further, it provides insurance agency; loan processing and servicing; loan documentation origination; brokerage and loan syndication; and real estate management services. The company was formerly known as West Town Bancorp, Inc. and changed its name to Integrated Financial Holdings, Inc. in September 2020. Integrated Financial Holdings, Inc. was founded in 1922 and is headquartered in Raleigh, North Carolina.

Full IFHI Calculator →

JEPQ — ETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.