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IGIFX vs SCHD: Dividend Comparison 2026

IGIFX yields 8.26% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 IGIFX wins by $5.5K in total portfolio value
10 years
IGIFX
IGIFX
● Live price
8.26%
Share price
$44.25
Annual div
$3.66
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$34.6K
Annual income
$1,392.68
Full IGIFX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — IGIFX vs SCHD

📍 IGIFX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIGIFXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IGIFX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IGIFX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IGIFX
Annual income on $10K today (after 15% tax)
$702.17/yr
After 10yr DRIP, annual income (after tax)
$1,183.78/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, IGIFX beats the other by $821.72/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IGIFX + SCHD for your $10,000?

IGIFX: 50%SCHD: 50%
100% SCHD50/50100% IGIFX
Portfolio after 10yr
$31.8K
Annual income
$909.31/yr
Blended yield
2.86%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IGIFX buys
0
SCHD buys
0
No recent congressional trades found for IGIFX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIGIFXSCHD
Forward yield8.26%3.46%
Annual dividend / share$3.66$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$34.6K$29.0K
Annual income after 10y$1,392.68$425.95
Total dividends collected$11.1K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: IGIFX vs SCHD ($10,000, DRIP)

YearIGIFX PortfolioIGIFX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,526$826.08$11,226$346.36+$300.00IGIFX
2$13,223$889.86$12,572$357.38+$651.00IGIFX
3$15,102$954.06$14,046$367.84+$1.1KIGIFX
4$17,178$1,018.40$15,660$377.73+$1.5KIGIFX
5$19,463$1,082.58$17,425$387.07+$2.0KIGIFX
6$21,972$1,146.34$19,354$395.86+$2.6KIGIFX
7$24,719$1,209.44$21,461$404.13+$3.3KIGIFX
8$27,721$1,271.66$23,762$411.89+$4.0KIGIFX
9$30,995$1,332.80$26,272$419.15+$4.7KIGIFX
10$34,557$1,392.68$29,010$425.95+$5.5KIGIFX

IGIFX vs SCHD: Complete Analysis 2026

IGIFXStock

The fund invests primarily in stocks of larger, well-established companies domiciled outside the United States, including in emerging markets and developing countries, that the investment adviser believes have the potential for growth and/or to pay dividends. The advisor currently intends to invest at least 90% of its assets in issuers whose securities are listed primarily on exchanges outside the United States, cash, cash equivalents and securities held as collateral issued by U.S. issuers.

Full IGIFX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.