Is IGZ or SCHD a better dividend investment in 2026?

IGZ currently yields 7.62% with a 5% 5-year dividend growth rate. SCHD yields 3.44% with 13.05% growth. The better choice depends on your goal: IGZ offers higher current income.

What is the dividend yield difference between IGZ and SCHD?

IGZ has a forward dividend yield of 7.62% ($2.00/share annually). SCHD yields 3.44% ($1.06/share annually). The yield gap is 4.18 percentage points.

Home › Compare › IGZ vs SCHD

IGZ vs SCHD: Dividend Comparison 2026

IGZ yields 7.62% · SCHD yields 3.44%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 IGZ wins by $4.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

IGZ

● Live price

7.62%

Share price

$26.25

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$33.1K

Annual income

$1,234.77

Full IGZ calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.44%

Share price

$30.66

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$422.94

Full SCHD calculator →

Portfolio growth — IGZ vs SCHD

📍 IGZ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IGZ	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IGZ + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

IGZ pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IGZ

Annual income on $10K today (after 15% tax)

$647.62/yr

After 10yr DRIP, annual income (after tax)

$1,049.55/yr

SCHD

Annual income on $10K today (after 15% tax)

$292.68/yr

After 10yr DRIP, annual income (after tax)

$359.50/yr

At 15% tax rate, IGZ beats the other by $690.06/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of IGZ + SCHD for your $10,000?

IGZ: 50%SCHD: 50%

100% SCHD50/50100% IGZ

Portfolio after 10yr

$31.0K

Annual income

$828.86/yr

Blended yield

2.67%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IGZ buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIGZSCHD

Forward yield	7.62% ✓	3.44%
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$33.1K ✓	$29.0K
Annual income after 10y	$1,234.77 ✓	$422.94
Total dividends collected	$10.0K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: IGZ vs SCHD ($10,000, DRIP)

Year	IGZ Portfolio	IGZ Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,462	$761.90	$11,224	$344.32	+$238.00 → IGZ
2	$13,080	$816.16	$12,567	$355.22	+$513.00 → IGZ
3	$14,866	$870.47	$14,039	$365.55	+$827.00 → IGZ
4	$16,832	$924.61	$15,650	$375.33	+$1.2K → IGZ
5	$18,988	$978.35	$17,411	$384.55	+$1.6K → IGZ
6	$21,349	$1,031.50	$19,337	$393.24	+$2.0K → IGZ
7	$23,927	$1,083.87	$21,440	$401.40	+$2.5K → IGZ
8	$26,738	$1,135.29	$23,735	$409.06	+$3.0K → IGZ
9	$29,795	$1,185.64	$26,240	$416.23	+$3.6K → IGZ
10	$33,115	$1,234.77	$28,972	$422.94	+$4.1K → IGZ

IGZ vs SCHD: Complete Analysis 2026

IGZ — Stock

IGZ is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in IGZ shares.

Full IGZ Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.