Is IHAI or RYLD a better dividend investment in 2026?

IHAI currently yields 2450.08% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: IHAI offers higher current income.

What is the dividend yield difference between IHAI and RYLD?

IHAI has a forward dividend yield of 2450.08% ($2.00/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 2437.94 percentage points.

Home › Compare › IHAI vs RYLD

IHAI vs RYLD: Dividend Comparison 2026

IHAI yields 2450.08% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 IHAI wins by $66637299171.42M in total portfolio value

INVESTMENT

TIME HORIZON10 years

IHAI

● Live price

2450.08%

Share price

$0.08

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$66637299171.46M

Annual income

$61,684,680,429,425,050.00

Full IHAI calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — IHAI vs RYLD

📍 IHAI pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IHAI	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, IHAI + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

IHAI pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IHAI

Annual income on $10K today (after 15% tax)

$208,256.77/yr

After 10yr DRIP, annual income (after tax)

$52,431,978,365,011,290.00/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, IHAI beats the other by $52,431,978,365,009,090.00/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IHAI + RYLD for your $10,000?

IHAI: 50%RYLD: 50%

100% RYLD50/50100% IHAI

Portfolio after 10yr

$33318649585.75M

Annual income

$30,842,340,214,713,816.00/yr

Blended yield

92.57%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IHAI buys

RYLD buys

No recent congressional trades found for IHAI or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIHAIRYLD

Forward yield	2450.08% ✓	12.14%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$66637299171.46M ✓	$44.5K
Annual income after 10y	$61,684,680,429,425,050.00 ✓	$2,587.35
Total dividends collected	$66290787320.67M ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: IHAI vs RYLD ($10,000, DRIP)

Year	IHAI Portfolio	IHAI Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$255,708	$245,007.96	$11,914	$1,213.65	+$243.8K → IHAI
2	$6,128,793	$5,855,185.70	$14,099	$1,351.30	+$6.11M → IHAI
3	$137,713,643	$131,155,833.84	$16,580	$1,494.55	+$137.70M → IHAI
4	$2,901,619,286	$2,754,265,688.23	$19,384	$1,642.61	+$2901.60M → IHAI
5	$57,340,466,075	$54,235,733,439.14	$22,535	$1,794.70	+$57340.44M → IHAI
6	$1,063,019,368,811	$1,001,665,070,111.21	$26,063	$1,950.00	+$1063019.34M → IHAI
7	$18,492,194,663,715	$17,354,763,939,086.57	$29,995	$2,107.69	+$18492194.63M → IHAI
8	$301,938,049,826,571	$282,151,401,536,395.70	$34,361	$2,266.99	+$301938049.79M → IHAI
9	$4,628,615,646,762,335	$4,305,541,933,447,904.50	$39,194	$2,427.12	+$4628615646.72M → IHAI
10	$66,637,299,171,460,744	$61,684,680,429,425,050.00	$44,525	$2,587.35	+$66637299171.42M → IHAI

IHAI vs RYLD: Complete Analysis 2026

IHAI — Stock

Innovative Holdings Alliance, Inc., a medical technology holding company, offers personal care products in North America. The company offers arthritis cream product, a topical ointment that is used for site specific applications to provide temporary relief of pain and inflammation associated with arthritis and other musculoskeletal conditions. The company was formerly known as Innovative Health Sciences, Inc. and changed its name to Innovative Holdings Alliance, Inc. in May 2011. Innovative Holdings Alliance, Inc. was founded in 1996 and is based in Alpharetta, Georgia.

Full IHAI Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

📬

Get this IHAI vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

IHAI vs SCHD IHAI vs JEPI IHAI vs O IHAI vs KO IHAI vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.