HomeCompareIHC vs CL

IHC vs CL: Dividend Comparison 2026

IHC yields 5.17% · CL yields 2.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 IHC wins by $7407.40M in total portfolio value
10 years
IHC
IHC
● Live price
5.17%
Share price
$57.01
Annual div
$2.95
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$7407.44M
Annual income
$7,141,889,206.54
Full IHC calculator →
CL
CL
● Live price
2.44%
Share price
$85.23
Annual div
$2.08
5Y div CAGR
28.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$41.0K
Annual income
$5,451.69
Full CL calculator →

Portfolio growth — IHC vs CL

📍 IHC pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIHCCL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, IHC + CL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IHC pays
CL pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IHC
Annual income on $10K today (after 15% tax)
$439.16/yr
After 10yr DRIP, annual income (after tax)
$6,070,605,825.56/yr
CL
Annual income on $10K today (after 15% tax)
$207.44/yr
After 10yr DRIP, annual income (after tax)
$4,633.94/yr
At 15% tax rate, IHC beats the other by $6,070,601,191.62/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IHC + CL for your $10,000?

IHC: 50%CL: 50%
100% CL50/50100% IHC
Portfolio after 10yr
$3703.74M
Annual income
$3,570,947,329.12/yr
Blended yield
96.41%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

IHC
Analyst Ratings
1
Buy
Consensus: Buy
CL
Analyst Ratings
17
Buy
24
Hold
2
Sell
Consensus: Hold
Price Target
$92.45
+8.5% upside vs current
Range: $85.00 — $100.00
Altman Z
4.5
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IHC buys
0
CL buys
0
No recent congressional trades found for IHC or CL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIHCCL
Forward yield5.17%2.44%
Annual dividend / share$2.95$2.08
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%28.6%
Portfolio after 10y$7407.44M$41.0K
Annual income after 10y$7,141,889,206.54$5,451.69
Total dividends collected$7388.85M$18.1K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyHold

Year-by-year: IHC vs CL ($10,000, DRIP)

YearIHC PortfolioIHC Income/yrCL PortfolioCL Income/yrGap
1← crossover$11,733$1,033.32$11,014$313.84+$719.00IHC
2$14,821$2,266.23$12,200$415.44+$2.6KIHC
3$21,209$5,350.61$13,607$553.09+$7.6KIHC
4$37,005$14,311.81$15,301$741.41+$21.7KIHC
5$86,271$46,675.22$17,374$1,002.00+$68.9KIHC
6$295,701$203,391.28$19,958$1,367.44+$275.7KIHC
7$1,619,468$1,303,067.61$23,243$1,887.87+$1.60MIHC
8$15,072,111$13,339,279.92$27,512$2,642.43+$15.04MIHC
9$248,176,491$232,049,332.53$33,197$3,759.22+$248.14MIHC
10$7,407,438,052$7,141,889,206.54$40,973$5,451.69+$7407.40MIHC

IHC vs CL: Complete Analysis 2026

IHCStock

Independence Holding Company, through its subsidiaries, engages in health, pet, and life insurance businesses. The company's dental portfolio includes indemnity and PPO plans for employer groups of two or more lives, and for individuals; vision plans that offer a flat reimbursement amount for exams and materials; and short-term medical products for people with temporary needs for health coverage. It also provides supplemental products, including hospital indemnity, fixed indemnity limited benefit, critical illness, accident medical coverage, and life insurance products; pet insurance; and occupational accident insurance products, such as accidental death, accident disability, and accident medical benefits for occupational injuries to employees of companies. In addition, the company offers group long-term and short-term disability products to employers; New York short-term disability plan that offers temporary cash payments to replace wages lost; and group term life products, such as group term life, accidental death and dismemberment (AD&D), supplemental life and AD&D, and dependent life products. Further, it provides medicare supplements and advantages; employer group and individual insurance products, including self-funded programs; and affordable care act plans. Independence Holding Company markets its products through general agents, independent brokers, and independent producers. The company was incorporated in 1980 and is headquartered in Stamford, Connecticut.

Full IHC Calculator →

CLConsumer Staples

Colgate-Palmolive Company, together with its subsidiaries, manufactures and sells consumer products worldwide. The company operates through two segments, Oral, Personal and Home Care; and Pet Nutrition. The Oral, Personal and Home Care segment offers toothpaste, toothbrushes, mouthwash, bar and liquid hand soaps, shower gels, shampoos, conditioners, deodorants and antiperspirants, skin health products, dishwashing detergents, fabric conditioners, household cleaners, and other related items. This segment markets and sells its products under various brands, which include Colgate, Darlie, elmex, hello, meridol, Sorriso, Tom's of Maine, Irish Spring, Palmolive, Protex, Sanex, Softsoap, Lady Speed Stick, Speed Stick, EltaMD, Filorga, PCA SKIN, Ajax, Axion, Fabuloso, Murphy, Suavitel, Soupline, and Cuddly to a range of traditional and eCommerce retailers, wholesalers, and distributors. It also includes pharmaceutical products for dentists and other oral health professionals. The Pet Nutrition segment offers pet nutrition products for everyday nutritional needs under the Hill's Science Diet brand; and a range of therapeutic products to manage disease conditions in dogs and cats under the Hill's Prescription Diet brand. This segment markets and sells its products through pet supply retailers, veterinarians, and eCommerce retailers. Colgate-Palmolive Company was founded in 1806 and is headquartered in New York, New York.

Full CL Calculator →
📬

Get this IHC vs CL comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

IHC vs SCHDIHC vs JEPIIHC vs OIHC vs KOIHC vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.