HomeCompareIHC vs DIVO

IHC vs DIVO: Dividend Comparison 2026

IHC yields 5.17% · DIVO yields 6.62%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 IHC wins by $7407.41M in total portfolio value
10 years
IHC
IHC
● Live price
5.17%
Share price
$57.01
Annual div
$2.95
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$7407.44M
Annual income
$7,141,889,206.54
Full IHC calculator →
DIVO
DIVO
● Live price
6.62%
Share price
$44.00
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.0K
Annual income
$1,008.47
Full DIVO calculator →

Portfolio growth — IHC vs DIVO

📍 IHC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIHCDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IHC + DIVO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IHC pays
DIVO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IHC
Annual income on $10K today (after 15% tax)
$439.16/yr
After 10yr DRIP, annual income (after tax)
$6,070,605,825.56/yr
DIVO
Annual income on $10K today (after 15% tax)
$562.67/yr
After 10yr DRIP, annual income (after tax)
$857.20/yr
At 15% tax rate, IHC beats the other by $6,070,604,968.36/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IHC + DIVO for your $10,000?

IHC: 50%DIVO: 50%
100% DIVO50/50100% IHC
Portfolio after 10yr
$3703.73M
Annual income
$3,570,945,107.51/yr
Blended yield
96.41%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on IHC right now

IHC
Analyst Ratings
1
Buy
Consensus: Buy
DIVO
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IHC buys
0
DIVO buys
0
No recent congressional trades found for IHC or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIHCDIVO
Forward yield5.17%6.62%
Annual dividend / share$2.95$2.91
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%0%
Portfolio after 10y$7407.44M$31.0K
Annual income after 10y$7,141,889,206.54$1,008.47
Total dividends collected$7388.85M$8.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: IHC vs DIVO ($10,000, DRIP)

YearIHC PortfolioIHC Income/yrDIVO PortfolioDIVO Income/yrGap
1← crossover$11,733$1,033.32$11,362$661.96+$371.00IHC
2$14,821$2,266.23$12,860$702.91+$2.0KIHC
3$21,209$5,350.61$14,504$743.56+$6.7KIHC
4$37,005$14,311.81$16,303$783.73+$20.7KIHC
5$86,271$46,675.22$18,268$823.31+$68.0KIHC
6$295,701$203,391.28$20,408$862.17+$275.3KIHC
7$1,619,468$1,303,067.61$22,737$900.20+$1.60MIHC
8$15,072,111$13,339,279.92$25,266$937.31+$15.05MIHC
9$248,176,491$232,049,332.53$28,008$973.42+$248.15MIHC
10$7,407,438,052$7,141,889,206.54$30,977$1,008.47+$7407.41MIHC

IHC vs DIVO: Complete Analysis 2026

IHCStock

Independence Holding Company, through its subsidiaries, engages in health, pet, and life insurance businesses. The company's dental portfolio includes indemnity and PPO plans for employer groups of two or more lives, and for individuals; vision plans that offer a flat reimbursement amount for exams and materials; and short-term medical products for people with temporary needs for health coverage. It also provides supplemental products, including hospital indemnity, fixed indemnity limited benefit, critical illness, accident medical coverage, and life insurance products; pet insurance; and occupational accident insurance products, such as accidental death, accident disability, and accident medical benefits for occupational injuries to employees of companies. In addition, the company offers group long-term and short-term disability products to employers; New York short-term disability plan that offers temporary cash payments to replace wages lost; and group term life products, such as group term life, accidental death and dismemberment (AD&D), supplemental life and AD&D, and dependent life products. Further, it provides medicare supplements and advantages; employer group and individual insurance products, including self-funded programs; and affordable care act plans. Independence Holding Company markets its products through general agents, independent brokers, and independent producers. The company was incorporated in 1980 and is headquartered in Stamford, Connecticut.

Full IHC Calculator →

DIVOETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.