HomeCompareIHC vs FCPT

IHC vs FCPT: Dividend Comparison 2026

IHC yields 5.17% · FCPT yields 6.05%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 IHC wins by $7407.39M in total portfolio value
10 years
IHC
IHC
● Live price
5.17%
Share price
$57.01
Annual div
$2.95
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$7407.44M
Annual income
$7,141,889,206.54
Full IHC calculator →
FCPT
FCPT
● Live price
6.05%
Share price
$23.65
Annual div
$1.43
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.1K
Annual income
$5,775.28
Full FCPT calculator →

Portfolio growth — IHC vs FCPT

📍 IHC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIHCFCPT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IHC + FCPT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IHC pays
FCPT pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IHC
Annual income on $10K today (after 15% tax)
$439.16/yr
After 10yr DRIP, annual income (after tax)
$6,070,605,825.56/yr
FCPT
Annual income on $10K today (after 15% tax)
$514.49/yr
After 10yr DRIP, annual income (after tax)
$4,908.99/yr
At 15% tax rate, IHC beats the other by $6,070,600,916.57/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IHC + FCPT for your $10,000?

IHC: 50%FCPT: 50%
100% FCPT50/50100% IHC
Portfolio after 10yr
$3703.74M
Annual income
$3,570,947,490.91/yr
Blended yield
96.41%
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Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

IHC
Analyst Ratings
1
Buy
Consensus: Buy
FCPT
Analyst Ratings
5
Buy
10
Hold
Consensus: Hold
Price Target
$27.00
+14.2% upside vs current
Range: $25.00 — $29.00
Altman Z
1.4
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IHC buys
0
FCPT buys
0
No recent congressional trades found for IHC or FCPT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIHCFCPT
Forward yield5.17%6.05%
Annual dividend / share$2.95$1.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%15.8%
Portfolio after 10y$7407.44M$49.1K
Annual income after 10y$7,141,889,206.54$5,775.28
Total dividends collected$7388.85M$24.1K
Payment frequencyquarterlyquarterly
SectorStockREIT
Analyst consensusBuyHold

Year-by-year: IHC vs FCPT ($10,000, DRIP)

YearIHC PortfolioIHC Income/yrFCPT PortfolioFCPT Income/yrGap
1← crossover$11,733$1,033.32$11,401$700.92+$332.00IHC
2$14,821$2,266.23$13,064$864.84+$1.8KIHC
3$21,209$5,350.61$15,051$1,072.48+$6.2KIHC
4$37,005$14,311.81$17,442$1,337.22+$19.6KIHC
5$86,271$46,675.22$20,340$1,677.08+$65.9KIHC
6$295,701$203,391.28$23,880$2,116.57+$271.8KIHC
7$1,619,468$1,303,067.61$28,241$2,689.36+$1.59MIHC
8$15,072,111$13,339,279.92$33,660$3,442.07+$15.04MIHC
9$248,176,491$232,049,332.53$40,456$4,439.95+$248.14MIHC
10$7,407,438,052$7,141,889,206.54$49,063$5,775.28+$7407.39MIHC

IHC vs FCPT: Complete Analysis 2026

IHCStock

Independence Holding Company, through its subsidiaries, engages in health, pet, and life insurance businesses. The company's dental portfolio includes indemnity and PPO plans for employer groups of two or more lives, and for individuals; vision plans that offer a flat reimbursement amount for exams and materials; and short-term medical products for people with temporary needs for health coverage. It also provides supplemental products, including hospital indemnity, fixed indemnity limited benefit, critical illness, accident medical coverage, and life insurance products; pet insurance; and occupational accident insurance products, such as accidental death, accident disability, and accident medical benefits for occupational injuries to employees of companies. In addition, the company offers group long-term and short-term disability products to employers; New York short-term disability plan that offers temporary cash payments to replace wages lost; and group term life products, such as group term life, accidental death and dismemberment (AD&D), supplemental life and AD&D, and dependent life products. Further, it provides medicare supplements and advantages; employer group and individual insurance products, including self-funded programs; and affordable care act plans. Independence Holding Company markets its products through general agents, independent brokers, and independent producers. The company was incorporated in 1980 and is headquartered in Stamford, Connecticut.

Full IHC Calculator →

FCPTREIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.