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IHPGF vs PM: Dividend Comparison 2026

IHPGF yields 5.54% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 IHPGF wins by $87.5K in total portfolio value· pulled ahead in Year 4
10 years
IHPGF
IHPGF
● Live price
5.54%
Share price
$2.75
Annual div
$0.15
5Y div CAGR
33%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$137.1K
Annual income
$44,961.91
Full IHPGF calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — IHPGF vs PM

📍 IHPGF pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIHPGFPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IHPGF + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IHPGF pays
PM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IHPGF
Annual income on $10K today (after 15% tax)
$471.05/yr
After 10yr DRIP, annual income (after tax)
$38,217.62/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, IHPGF beats the other by $36,099.41/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IHPGF + PM for your $10,000?

IHPGF: 50%PM: 50%
100% PM50/50100% IHPGF
Portfolio after 10yr
$93.3K
Annual income
$23,726.96/yr
Blended yield
25.42%
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Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

IHPGF
Analyst Ratings
3
Buy
1
Hold
Consensus: Buy
Altman Z
-0.3
Piotroski
7/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IHPGF buys
0
PM buys
0
No recent congressional trades found for IHPGF or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIHPGFPM
Forward yield5.54%3.48%
Annual dividend / share$0.15$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR33%17.2%
Portfolio after 10y$137.1K$49.6K
Annual income after 10y$44,961.91$2,492.02
Total dividends collected$105.5K$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: IHPGF vs PM ($10,000, DRIP)

YearIHPGF PortfolioIHPGF Income/yrPM PortfolioPM Income/yrGap
1$11,437$737.06$11,648$408.29$211.00PM
2$13,285$1,047.82$13,589$495.90$304.00PM
3$15,728$1,512.92$15,877$603.21$149.00PM
4← crossover$19,056$2,226.34$18,580$734.88+$476.00IHPGF
5$23,742$3,352.74$21,781$896.75+$2.0KIHPGF
6$30,597$5,192.39$25,578$1,096.12+$5.0KIHPGF
7$41,056$8,317.36$30,092$1,342.17+$11.0KIHPGF
8$57,802$13,872.47$35,470$1,646.46+$22.3KIHPGF
9$86,125$24,276.79$41,892$2,023.58+$44.2KIHPGF
10$137,116$44,961.91$49,578$2,492.02+$87.5KIHPGF

IHPGF vs PM: Complete Analysis 2026

IHPGFStock

IntegraFin Holdings plc, together with its subsidiaries, provides an investment platform for UK financial advisers and their clients. The company operates Transact platform that delivers an infrastructure, which enables advisers to implement financial plans, as well as provides real-time day-to-day and technical support services, as well as enables advisers to simplify management of the complex investment needs of clients. It also provides personal service to advisers and their clients; offers access to approximately 8,000 funds and assets listed on stock markets; and provides access to report and analysis tools, investment portfolio management, lifetime cash flow modelling, and other services. In addition, the company offers software development and maintenance; life insurance and assurance; consultancy; financial planning software; and investment administration services. IntegraFin Holdings plc was founded in 1999 and is headquartered in London, the United Kingdom.

Full IHPGF Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.