Is IIBZX or QYLD a better dividend investment in 2026?

IIBZX currently yields 4.30% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between IIBZX and QYLD?

IIBZX has a forward dividend yield of 4.30% ($0.38/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 7.62 percentage points.

Home › Compare › IIBZX vs QYLD

IIBZX vs QYLD: Dividend Comparison 2026

IIBZX yields 4.30% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 IIBZX wins by $1.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

IIBZX

● Live price

4.30%

Share price

$8.76

Annual div

$0.38

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.5K

Annual income

$567.36

Full IIBZX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — IIBZX vs QYLD

📍 IIBZX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IIBZX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IIBZX + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

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Nov

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Dec

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IIBZX pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IIBZX

Annual income on $10K today (after 15% tax)

$365.92/yr

After 10yr DRIP, annual income (after tax)

$482.26/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,328.16/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of IIBZX + QYLD for your $10,000?

IIBZX: 50%QYLD: 50%

100% QYLD50/50100% IIBZX

Portfolio after 10yr

$25.9K

Annual income

$3,113.34/yr

Blended yield

12.00%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IIBZX buys

QYLD buys

No recent congressional trades found for IIBZX or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIIBZXQYLD

Forward yield	4.30%	11.92% ✓
Annual dividend / share	$0.38	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26.5K ✓	$25.4K
Annual income after 10y	$567.36	$5,659.31 ✓
Total dividends collected	$5.0K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: IIBZX vs QYLD ($10,000, DRIP)

Year	IIBZX Portfolio	IIBZX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,130	$430.49	$10,352	$1,192.36	+$778.00 → IIBZX
2	$12,357	$447.81	$10,830	$1,347.57	+$1.5K → IIBZX
3	$13,687	$464.65	$11,460	$1,539.07	+$2.2K → IIBZX
4	$15,126	$480.98	$12,275	$1,777.84	+$2.9K → IIBZX
5	$16,682	$496.77	$13,323	$2,078.95	+$3.4K → IIBZX
6	$18,362	$512.02	$14,667	$2,463.34	+$3.7K → IIBZX
7	$20,174	$526.71	$16,396	$2,960.57	+$3.8K → IIBZX
8	$22,127	$540.83	$18,631	$3,612.97	+$3.5K → IIBZX
9	$24,230	$554.38	$21,548	$4,482.15	+$2.7K → IIBZX
10	$26,493	$567.36	$25,398	$5,659.31	+$1.1K → IIBZX

IIBZX vs QYLD: Complete Analysis 2026

IIBZX — Stock

Under normal market conditions, the fund invests at least 80% of its net assets (plus borrowings for investment purposes) in a portfolio of bonds, including but not limited to corporate, government and mortgage bonds, which, at the time of purchase, are rated investment-grade (e.g., rated at least BBB- by S&P Global Ratings or Baa3 by Moody's Investors Service, Inc.) or have an equivalent rating by a nationally recognized statistical rating organization ("NRSRO"), or are of comparable quality if unrated.

Full IIBZX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.