Is IICAX or XYLD a better dividend investment in 2026?

IICAX currently yields 11.33% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: IICAX offers higher current income.

What is the dividend yield difference between IICAX and XYLD?

IICAX has a forward dividend yield of 11.33% ($1.28/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 0.35 percentage points.

Home › Compare › IICAX vs XYLD

IICAX vs XYLD: Dividend Comparison 2026

IICAX yields 11.33% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $3.6K in total portfolio value· pulled ahead in Year 6

INVESTMENT

TIME HORIZON10 years

IICAX

● Live price

11.33%

Share price

$11.29

Annual div

$1.28

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.7K

Annual income

$1.22

Full IICAX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — IICAX vs XYLD

📍 XYLD pulled ahead of the other in Year 6

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IICAX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, IICAX + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

IICAX pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IICAX

Annual income on $10K today (after 15% tax)

$963.08/yr

After 10yr DRIP, annual income (after tax)

$1.04/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,735.13/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IICAX + XYLD for your $10,000?

IICAX: 50%XYLD: 50%

100% XYLD50/50100% IICAX

Portfolio after 10yr

$23.5K

Annual income

$1,610.12/yr

Blended yield

6.86%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IICAX buys

XYLD buys

No recent congressional trades found for IICAX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIICAXXYLD

Forward yield	11.33% ✓	10.98%
Annual dividend / share	$1.28	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$21.7K	$25.3K ✓
Annual income after 10y	$1.22	$3,219.02 ✓
Total dividends collected	$1.2K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: IICAX vs XYLD ($10,000, DRIP)

Year	IICAX Portfolio	IICAX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1	$11,267	$566.52	$10,818	$1,098.39	+$449.00 → IICAX
2	$12,353	$298.26	$11,738	$1,222.51	+$615.00 → IICAX
3	$13,371	$152.82	$12,774	$1,364.64	+$597.00 → IICAX
4	$14,384	$77.29	$13,944	$1,527.86	+$440.00 → IICAX
5	$15,430	$38.85	$15,270	$1,715.87	+$160.00 → IICAX
6← crossover	$16,530	$19.48	$16,775	$1,933.09	$245.00 → XYLD
7	$17,696	$9.75	$18,490	$2,184.87	$794.00 → XYLD
8	$18,940	$4.88	$20,450	$2,477.63	$1.5K → XYLD
9	$20,268	$2.44	$22,697	$2,819.19	$2.4K → XYLD
10	$21,688	$1.22	$25,280	$3,219.02	$3.6K → XYLD

IICAX vs XYLD: Complete Analysis 2026

IICAX — Stock

The investment seeks capital appreciation; income is a secondary consideration. The fund invests in equity securities of U.S.-based companies whose growth, cash flow, earnings and dividend prospects are promising and whose securities are reasonably priced and have the potential for capital appreciation in the opinion of the Adviser. The Adviser looks for companies with strong balance sheets, attractive return on capital and sustainable earnings growth.

Full IICAX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this IICAX vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

IICAX vs SCHD IICAX vs JEPI IICAX vs O IICAX vs KO IICAX vs MAIN IICAX vs QYLD IICAX vs JEPQ IICAX vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.