Is IIMFX or O a better dividend investment in 2026?

IIMFX currently yields 10.26% with a 5% 5-year dividend growth rate. O yields 5.28% with 3.2% growth. The better choice depends on your goal: IIMFX offers higher current income.

What is the dividend yield difference between IIMFX and O?

IIMFX has a forward dividend yield of 10.26% ($2.28/share annually). O yields 5.28% ($3.23/share annually). The yield gap is 4.98 percentage points.

Home › Compare › IIMFX vs O

IIMFX vs O: Dividend Comparison 2026

IIMFX yields 10.26% · O yields 5.28%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 IIMFX wins by $5.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

IIMFX

● Live price

10.26%

Share price

$22.22

Annual div

$2.28

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$39.4K

Annual income

$1,952.83

Full IIMFX calculator →

Realty Income Corporation

● Live price

5.28%

Share price

$61.15

Annual div

$3.23

5Y div CAGR

15.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$34.2K

Annual income

$5,102.74

Full O calculator →

Portfolio growth — IIMFX vs O

📍 IIMFX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IIMFX	O
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IIMFX + O cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

IIMFX pays

O pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IIMFX

Annual income on $10K today (after 15% tax)

$871.81/yr

After 10yr DRIP, annual income (after tax)

$1,659.91/yr

Annual income on $10K today (after 15% tax)

$449.12/yr

After 10yr DRIP, annual income (after tax)

$4,337.33/yr

At 15% tax rate, O beats the other by $2,677.42/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of IIMFX + O for your $10,000?

IIMFX: 50%O: 50%

100% O50/50100% IIMFX

Portfolio after 10yr

$36.8K

Annual income

$3,527.78/yr

Blended yield

9.58%

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Analyst Conviction Gap

Where Wall Street is most bullish on O right now

IIMFX

No analyst data

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Price Target

$64.00

+4.7% upside vs current

Range: $60.00 — $69.00

Altman Z

1.0

Piotroski

5/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IIMFX buys

O buys

No recent congressional trades found for IIMFX or O in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIIMFXO

Forward yield	10.26% ✓	5.28%
Annual dividend / share	$2.28	$3.23 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	15.1% ✓
Portfolio after 10y	$39.4K ✓	$34.2K
Annual income after 10y	$1,952.83	$5,102.74 ✓
Total dividends collected	$14.9K	$20.7K ✓
Payment frequency	quarterly	monthly
Sector	Stock	REIT

Year-by-year: IIMFX vs O ($10,000, DRIP)

Year	IIMFX Portfolio	IIMFX Income/yr	O Portfolio	O Income/yr	Gap
1← crossover	$11,726	$1,025.66	$10,818	$608.16	+$908.00 → IIMFX
2	$13,670	$1,123.97	$11,787	$741.68	+$1.9K → IIMFX
3	$15,852	$1,224.66	$12,946	$911.00	+$2.9K → IIMFX
4	$18,289	$1,327.20	$14,345	$1,127.94	+$3.9K → IIMFX
5	$21,000	$1,431.05	$16,056	$1,409.05	+$4.9K → IIMFX
6	$24,006	$1,535.70	$18,171	$1,777.83	+$5.8K → IIMFX
7	$27,327	$1,640.65	$20,820	$2,268.21	+$6.5K → IIMFX
8	$30,985	$1,745.44	$24,188	$2,929.90	+$6.8K → IIMFX
9	$35,004	$1,849.64	$28,533	$3,837.11	+$6.5K → IIMFX
10	$39,407	$1,952.83	$34,235	$5,102.74	+$5.2K → IIMFX

IIMFX vs O: Complete Analysis 2026

IIMFX — Stock

Bluerock High Income Institutional Credit Fund is a closed-end investment fund, which engages in investment activities. Its investment objective is to generate income, while secondarily seeking long-term risk-adjusted returns to the broader markets. The company was founded on August 19, 2021 and is headquartered in New York, NY.

Full IIMFX Calculator →

O — REIT

Realty Income, The Monthly Dividend Company, is an S&P 500 company dedicated to providing stockholders with dependable monthly income. The company is structured as a REIT, and its monthly dividends are supported by the cash flow from over 6,500 real estate properties owned under long-term lease agreements with our commercial clients. To date, the company has declared 608 consecutive common stock monthly dividends throughout its 52-year operating history and increased the dividend 109 times since Realty Income's public listing in 1994 (NYSE: O). The company is a member of the S&P 500 Dividend Aristocrats index. Additional information about the company can be obtained from the corporate website at www.realtyincome.com.

Full O Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.