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IIVIP vs SCHD: Dividend Comparison 2026

IIVIP yields 9.49% · SCHD yields 3.44%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 IIVIP wins by $8.5K in total portfolio value
10 years
IIVIP
IIVIP
● Live price
9.49%
Share price
$187.51
Annual div
$17.80
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.5K
Annual income
$1,725.54
Full IIVIP calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — IIVIP vs SCHD

📍 IIVIP pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIIVIPSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IIVIP + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IIVIP pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IIVIP
Annual income on $10K today (after 15% tax)
$806.89/yr
After 10yr DRIP, annual income (after tax)
$1,466.71/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, IIVIP beats the other by $1,107.49/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IIVIP + SCHD for your $10,000?

IIVIP: 50%SCHD: 50%
100% SCHD50/50100% IIVIP
Portfolio after 10yr
$33.2K
Annual income
$1,074.07/yr
Blended yield
3.23%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IIVIP buys
0
SCHD buys
0
No recent congressional trades found for IIVIP or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIIVIPSCHD
Forward yield9.49%3.44%
Annual dividend / share$17.80$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$37.5K$29.0K
Annual income after 10y$1,725.54$422.61
Total dividends collected$13.4K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: IIVIP vs SCHD ($10,000, DRIP)

YearIIVIP PortfolioIIVIP Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,649$949.28$11,224$344.10+$425.00IIVIP
2$13,498$1,033.50$12,567$354.98+$931.00IIVIP
3$15,562$1,119.19$14,038$365.30+$1.5KIIVIP
4$17,858$1,205.92$15,648$375.06+$2.2KIIVIP
5$20,401$1,293.25$17,410$384.27+$3.0KIIVIP
6$23,210$1,380.78$19,335$392.95+$3.9KIIVIP
7$26,303$1,468.12$21,437$401.10+$4.9KIIVIP
8$29,699$1,554.91$23,733$408.75+$6.0KIIVIP
9$33,418$1,640.82$26,237$415.91+$7.2KIIVIP
10$37,483$1,725.54$28,968$422.61+$8.5KIIVIP

IIVIP vs SCHD: Complete Analysis 2026

IIVIPStock

II-VI Incorporated develops, manufactures, and markets engineered materials, optoelectronic components, and devices worldwide. It operates through two segments, Compound Semiconductors and Photonic Solutions. The Compound Semiconductors segment provides optical and electro-optical components and materials used in high-power CO2 lasers, fiber-lasers, and direct diode lasers for materials processing applications; infrared optical components and high-precision optical assemblies for aerospace and defense, medical, and commercial laser imaging applications; semiconductor lasers and detectors for optical interconnects and sensing applications; engineered materials for thermoelectric, ceramics, and silicon carbide various applications; and compound semiconductor epitaxial wafers for applications in optical and wireless communication. The Photonic Solutions segment manufactures transceivers for data centers and telecom optical networks; pump lasers, optical amplifiers, wavelength selective switches, and advanced components for telecom networks; and crystal materials, optics, lasers, and optoelectronic modules in a range of applications, including optical communications, life sciences, and consumer electronics markets. The company serves original equipment manufacturers, laser end users, system integrators of high-power lasers, U.S. government prime contractors, and various U.S. government agencies, as well as manufacturers of equipment and devices for industrial, optical communications, consumer electronics, and security and monitoring applications. II-VI Incorporated was incorporated in 1971 and is headquartered in Saxonburg, Pennsylvania.

Full IIVIP Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.