HomeCompareIJUL vs SPHD

IJUL vs SPHD: Dividend Comparison 2026

IJUL yields 5.92% · SPHD yields 4.30%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 IJUL wins by $3.1K in total portfolio value
10 years
IJUL
IJUL
● Live price
5.92%
Share price
$33.77
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.6K
Annual income
$863.94
Full IJUL calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — IJUL vs SPHD

📍 IJUL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIJULSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IJUL + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IJUL pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IJUL
Annual income on $10K today (after 15% tax)
$503.41/yr
After 10yr DRIP, annual income (after tax)
$734.35/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, IJUL beats the other by $252.08/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IJUL + SPHD for your $10,000?

IJUL: 50%SPHD: 50%
100% SPHD50/50100% IJUL
Portfolio after 10yr
$28.0K
Annual income
$715.65/yr
Blended yield
2.55%
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IJUL buys
0
SPHD buys
0
No recent congressional trades found for IJUL or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIJULSPHD
Forward yield5.92%4.30%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$29.6K$26.5K
Annual income after 10y$863.94$567.37
Total dividends collected$7.3K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: IJUL vs SPHD ($10,000, DRIP)

YearIJUL PortfolioIJUL Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,292$592.24$11,130$430.50+$162.00IJUL
2$12,708$625.02$12,357$447.82+$351.00IJUL
3$14,255$657.35$13,687$464.65+$568.00IJUL
4$15,942$689.13$15,126$480.98+$816.00IJUL
5$17,778$720.27$16,682$496.78+$1.1KIJUL
6$19,773$750.68$18,362$512.03+$1.4KIJUL
7$21,937$780.31$20,174$526.72+$1.8KIJUL
8$24,282$809.09$22,127$540.84+$2.2KIJUL
9$26,819$836.98$24,230$554.39+$2.6KIJUL
10$29,560$863.94$26,493$567.37+$3.1KIJUL

IJUL vs SPHD: Complete Analysis 2026

IJULStock

The Innovator International Developed Power Buffer ETF seeks to track the return of the iShares MSCI EAFE ETF (EFA), up to a predetermined cap, while buffering investors against the first 15% of losses over the outcome period. The ETF can be held indefinitely, resetting at the end of each outcome period, approximately annually.

Full IJUL Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.