Is ILPMY or DVY a better dividend investment in 2026?

ILPMY currently yields 0.52% with a 5% 5-year dividend growth rate. DVY yields 3.46% with 5% growth. The better choice depends on your goal: DVY offers higher current income.

What is the dividend yield difference between ILPMY and DVY?

ILPMY has a forward dividend yield of 0.52% ($0.02/share annually). DVY yields 3.46% ($5.25/share annually). The yield gap is 2.94 percentage points.

Home › Compare › ILPMY vs DVY

ILPMY vs DVY: Dividend Comparison 2026

ILPMY yields 0.52% · DVY yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DVY wins by $5.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

ILPMY

● Live price

0.52%

Share price

$3.88

Annual div

$0.02

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$19.8K

Annual income

$0.05

Full ILPMY calculator →

DVY

● Live price

3.46%

Share price

$151.41

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.0K

Annual income

$432.91

Full DVY calculator →

Portfolio growth — ILPMY vs DVY

📍 DVY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ILPMY	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ILPMY + DVY cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ILPMY pays

DVY pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ILPMY

Annual income on $10K today (after 15% tax)

$43.81/yr

After 10yr DRIP, annual income (after tax)

$0.04/yr

DVY

Annual income on $10K today (after 15% tax)

$294.47/yr

After 10yr DRIP, annual income (after tax)

$367.97/yr

At 15% tax rate, DVY beats the other by $367.93/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of ILPMY + DVY for your $10,000?

ILPMY: 50%DVY: 50%

100% DVY50/50100% ILPMY

Portfolio after 10yr

$22.4K

Annual income

$216.48/yr

Blended yield

0.97%

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Analyst Conviction Gap

Where Wall Street is most bullish on DVY right now

ILPMY

Analyst Ratings

Sell

Consensus: Sell

Altman Z

0.2

Piotroski

6/9

DVY

No analyst data

Altman Z

307.5

Piotroski

1/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ILPMY buys

DVY buys

No recent congressional trades found for ILPMY or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricILPMYDVY

Forward yield	0.52%	3.46% ✓
Annual dividend / share	$0.02	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$19.8K	$25.0K ✓
Annual income after 10y	$0.05	$432.91 ✓
Total dividends collected	$52.00 ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: ILPMY vs DVY ($10,000, DRIP)

Year	ILPMY Portfolio	ILPMY Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$10,726	$25.77	$11,046	$346.43	$320.00 → DVY
2	$11,489	$12.92	$12,177	$357.65	$688.00 → DVY
3	$12,300	$6.47	$13,398	$368.47	$1.1K → DVY
4	$13,164	$3.23	$14,715	$378.89	$1.6K → DVY
5	$14,088	$1.62	$16,134	$388.90	$2.0K → DVY
6	$15,075	$0.81	$17,662	$398.51	$2.6K → DVY
7	$16,130	$0.40	$19,306	$407.71	$3.2K → DVY
8	$17,259	$0.20	$21,074	$416.50	$3.8K → DVY
9	$18,468	$0.10	$22,974	$424.90	$4.5K → DVY
10	$19,761	$0.05	$25,015	$432.91	$5.3K → DVY

ILPMY vs DVY: Complete Analysis 2026

ILPMY — Stock

Permanent TSB Group Holdings plc provides financial services to retail, and small and medium sized enterprises. It offers current accounts; retail, corporate, and institutional deposits; mortgages; consumer finance, including term loans, credit cards, and overdrafts; treasury assets; and wholesale funding services. The company also offers mobile and online banking services. It operates through a network of 25 branches in Dublin region, 25 branches in South and East region of the Republic of Ireland, 26 branches in North and West region of the Republic of Ireland. The company was formerly known as Irish Life & Permanent Group Holdings plc and changed its name to Permanent TSB Group Holdings plc in May 2012. Permanent TSB Group Holdings plc was founded in 1816 and is headquartered in Dublin, Ireland.

Full ILPMY Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.