HomeCompareILS vs VIG

ILS vs VIG: Dividend Comparison 2026

ILS yields 8.16% · VIG yields 1.64%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ILS wins by $2.0K in total portfolio value
10 years
ILS
ILS
● Live price
8.16%
Share price
$19.77
Annual div
$1.61
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$34.3K
Annual income
$1,366.99
Full ILS calculator →
VIG
Vanguard Dividend Appreciation ETF
● Live price
1.64%
Share price
$210.70
Annual div
$3.45
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.4K
Annual income
$179.15
Full VIG calculator →

Portfolio growth — ILS vs VIG

📍 ILS pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodILSVIG
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ILS + VIG cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ILS pays
VIG pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ILS
Annual income on $10K today (after 15% tax)
$693.53/yr
After 10yr DRIP, annual income (after tax)
$1,161.94/yr
VIG
Annual income on $10K today (after 15% tax)
$139.33/yr
After 10yr DRIP, annual income (after tax)
$152.28/yr
At 15% tax rate, ILS beats the other by $1,009.66/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ILS + VIG for your $10,000?

ILS: 50%VIG: 50%
100% VIG50/50100% ILS
Portfolio after 10yr
$33.3K
Annual income
$773.07/yr
Blended yield
2.32%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ILS buys
0
VIG buys
0
No recent congressional trades found for ILS or VIG in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricILSVIG
Forward yield8.16%1.64%
Annual dividend / share$1.61$3.45
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$34.3K$32.4K
Annual income after 10y$1,366.99$179.15
Total dividends collected$10.9K$1.7K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: ILS vs VIG ($10,000, DRIP)

YearILS PortfolioILS Income/yrVIG PortfolioVIG Income/yrGap
1← crossover$11,516$815.91$11,304$163.92+$212.00ILS
2$13,200$878.13$12,759$166.33+$441.00ILS
3$15,065$940.71$14,382$168.52+$683.00ILS
4$17,123$1,003.36$16,192$170.52+$931.00ILS
5$19,387$1,065.82$18,210$172.34+$1.2KILS
6$21,872$1,127.82$20,460$173.98+$1.4KILS
7$24,592$1,189.14$22,968$175.48+$1.6KILS
8$27,563$1,249.56$25,763$176.83+$1.8KILS
9$30,802$1,308.90$28,878$178.05+$1.9KILS
10$34,325$1,366.99$32,350$179.15+$2.0KILS

ILS vs VIG: Complete Analysis 2026

ILSStock

ILS is the first US-listed catastrophe bond ETF. It provides investors exposure to a non-correlated asset class through an actively managed portfolio of global catastrophe bonds. Catastrophe bonds, also known as Cat bonds, are financial instruments that transfer natural risk disasters from insurers to capital market investors. Insurers gain extra insurance protection while investors gain access to high yield returns. The fund exclusively holds high yield rated Cat bonds tied to natural disasters, called trigger events. These bonds may be issued by US and foreign insurers, reinsurers, governments, and special purpose vehicles (SPVs). It has no limit on the maturity of the securities, as well as to the type of natural catastrophes, geographic areas, or thresholds of economic or physical loss it can invest in. In selecting constituents, qualitative and quantitative elements are considered including peril type, geography, payout trigger, issuer, and risk-adjusted return potential.

Full ILS Calculator →

VIGETF

Seeks to track the performance of the S&P U.S. Dividend Growers Index.Passively managed, full-replication approach.Fund remains fully invested.Large-cap equity, emphasizing stocks with a record of growing their dividends year over year.Low expenses minimize net tracking error.With respect to 75% of its total assets, the fund may not: (1) purchase more than 10% of the outstanding voting securities of any one issuer or (2) purchase securities of any issuer if, as a result, more than 5% of the fund’s total assets would be invested in that issuer’s securities; except as may be necessary to approximate the composition of its target index. This limitation does not apply to obligations of the U.S. government or its agencies or instrumentalities.

Full VIG Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.