HomeCompareILTB vs SPHD

ILTB vs SPHD: Dividend Comparison 2026

ILTB yields 4.92% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 ILTB wins by $1.1K in total portfolio value
10 years
ILTB
ILTB
● Live price
4.92%
Share price
$48.89
Annual div
$2.41
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.6K
Annual income
$674.62
Full ILTB calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — ILTB vs SPHD

📍 ILTB pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodILTBSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ILTB + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ILTB pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ILTB
Annual income on $10K today (after 15% tax)
$418.48/yr
After 10yr DRIP, annual income (after tax)
$573.43/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, ILTB beats the other by $87.81/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ILTB + SPHD for your $10,000?

ILTB: 50%SPHD: 50%
100% SPHD50/50100% ILTB
Portfolio after 10yr
$27.1K
Annual income
$622.97/yr
Blended yield
2.30%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ILTB buys
0
SPHD buys
0
No recent congressional trades found for ILTB or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricILTBSPHD
Forward yield4.92%4.33%
Annual dividend / share$2.41$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$27.6K$26.5K
Annual income after 10y$674.62$571.32
Total dividends collected$5.9K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: ILTB vs SPHD ($10,000, DRIP)

YearILTB PortfolioILTB Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,192$492.32$11,133$432.85+$59.00ILTB
2$12,491$514.98$12,363$450.36+$128.00ILTB
3$13,902$537.12$13,695$467.39+$207.00ILTB
4$15,434$558.71$15,138$483.90+$296.00ILTB
5$17,094$579.69$16,697$499.88+$397.00ILTB
6$18,891$600.04$18,382$515.31+$509.00ILTB
7$20,833$619.73$20,198$530.17+$635.00ILTB
8$22,930$638.73$22,157$544.46+$773.00ILTB
9$25,192$657.03$24,266$558.18+$926.00ILTB
10$27,630$674.62$26,536$571.32+$1.1KILTB

ILTB vs SPHD: Complete Analysis 2026

ILTBStock

The iShares Core 10+ Year USD Bond ETF seeks to track the investment results of an index composed of U.S. dollar-denominated bonds that are rated either investment grade or high-yield with remaining maturities greater than ten years.

Full ILTB Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.