HomeCompareIMFI vs SCHD

IMFI vs SCHD: Dividend Comparison 2026

IMFI yields 8.00% · SCHD yields 3.46%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 IMFI wins by $5.0K in total portfolio value
10 years
IMFI
IMFI
● Live price
8.00%
Share price
$25.00
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$34.0K
Annual income
$1,327.68
Full IMFI calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — IMFI vs SCHD

📍 IMFI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIMFISCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IMFI + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IMFI pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IMFI
Annual income on $10K today (after 15% tax)
$680.14/yr
After 10yr DRIP, annual income (after tax)
$1,128.53/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, IMFI beats the other by $766.47/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IMFI + SCHD for your $10,000?

IMFI: 50%SCHD: 50%
100% SCHD50/50100% IMFI
Portfolio after 10yr
$31.5K
Annual income
$876.81/yr
Blended yield
2.78%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IMFI buys
0
SCHD buys
0
No recent congressional trades found for IMFI or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIMFISCHD
Forward yield8.00%3.46%
Annual dividend / share$2.00$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$34.0K$29.0K
Annual income after 10y$1,327.68$425.95
Total dividends collected$10.7K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: IMFI vs SCHD ($10,000, DRIP)

YearIMFI PortfolioIMFI Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,500$800.16$11,226$346.36+$274.00IMFI
2$13,165$860.00$12,572$357.38+$593.00IMFI
3$15,007$920.10$14,046$367.84+$961.00IMFI
4$17,038$980.20$15,660$377.73+$1.4KIMFI
5$19,270$1,040.03$17,425$387.07+$1.8KIMFI
6$21,718$1,099.37$19,354$395.86+$2.4KIMFI
7$24,397$1,157.99$21,461$404.13+$2.9KIMFI
8$27,320$1,215.69$23,762$411.89+$3.6KIMFI
9$30,505$1,272.30$26,272$419.15+$4.2KIMFI
10$33,968$1,327.68$29,010$425.95+$5.0KIMFI

IMFI vs SCHD: Complete Analysis 2026

IMFIStock

The investment seeks to track the investment results (before fees and expenses) of the Invesco Multi-Factor Income Index (the "underlying index"). The fund generally will invest at least 80% of its total assets in securities that comprise the underlying index. The underlying index is an index of other indexes and is comprised of component securities of such indexes (each, a "sub-index"). The underlying index is rebalanced monthly, and the fund will generally rebalance in accordance with the underlying index. It is non-diversified.

Full IMFI Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.