HomeCompareIMH vs CL

IMH vs CL: Dividend Comparison 2026

IMH yields 72032.01% · CL yields 2.43%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 IMH wins by $1.8276348394813503e+25M in total portfolio value
10 years
IMH
IMH
● Live price
72032.01%
Share price
$0.22
Annual div
$162.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1.8276348394813503e+25M
Annual income
$18,226,572,711,553,408,000,000,000,000,000.00
Full IMH calculator →
CL
CL
● Live price
2.43%
Share price
$85.73
Annual div
$2.08
5Y div CAGR
28.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.8K
Annual income
$5,401.96
Full CL calculator →

Portfolio growth — IMH vs CL

📍 IMH pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIMHCL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, IMH + CL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IMH pays
CL pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IMH
Annual income on $10K today (after 15% tax)
$6,122,721.21/yr
After 10yr DRIP, annual income (after tax)
$15,492,586,804,820,396,000,000,000,000,000.00/yr
CL
Annual income on $10K today (after 15% tax)
$206.23/yr
After 10yr DRIP, annual income (after tax)
$4,591.67/yr
At 15% tax rate, IMH beats the other by $15,492,586,804,820,396,000,000,000,000,000.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IMH + CL for your $10,000?

IMH: 50%CL: 50%
100% CL50/50100% IMH
Portfolio after 10yr
$9.138174197406752e+24M
Annual income
$9,113,286,355,776,704,000,000,000,000,000.00/yr
Blended yield
99.73%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

IMH
Analyst Ratings
1
Hold
Consensus: Hold
Altman Z
-32.6
Piotroski
4/9
CL
Analyst Ratings
17
Buy
24
Hold
2
Sell
Consensus: Hold
Price Target
$92.45
+7.8% upside vs current
Range: $85.00 — $100.00
Altman Z
4.5
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IMH buys
0
CL buys
0
No recent congressional trades found for IMH or CL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIMHCL
Forward yield72032.01%2.43%
Annual dividend / share$162.00$2.08
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%28.6%
Portfolio after 10y$1.8276348394813503e+25M$40.8K
Annual income after 10y$18,226,572,711,553,408,000,000,000,000,000.00$5,401.96
Total dividends collected$1.8273084276802223e+25M$18.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldHold

Year-by-year: IMH vs CL ($10,000, DRIP)

YearIMH PortfolioIMH Income/yrCL PortfolioCL Income/yrGap
1← crossover$7,213,901$7,203,201.42$11,012$312.01+$7.20MIMH
2$4,864,091,304$4,856,372,429.29$12,196$412.95+$4864.08MIMH
3$3,065,474,417,903$3,060,269,840,207.96$13,599$549.66+$3065474.40MIMH
4$1,805,766,149,034,851$1,802,486,091,407,694.50$15,288$736.64+$1805766149.02MIMH
5$994,252,652,511,979,800$992,320,482,732,512,500.00$17,353$995.28+$994252652511.96MIMH
6$511,690,443,603,084,300,000$510,626,593,264,896,440,000.00$19,926$1,357.80+$511690443603084.31MIMH
7$246,148,547,421,050,140,000,000$245,601,038,646,394,850,000,000.00$23,194$1,873.82+$246148547421050144.00MIMH
8$110,680,493,166,370,210,000,000,000$110,417,114,220,629,690,000,000,000.00$27,439$2,621.52+$110680493166370209792.00MIMH
9$46,519,330,149,623,580,000,000,000,000$46,400,902,021,935,570,000,000,000,000.00$33,088$3,727.38+$4.6519330149623585e+22MIMH
10$18,276,348,394,813,503,000,000,000,000,000$18,226,572,711,553,408,000,000,000,000,000.00$40,806$5,401.96+$1.8276348394813503e+25MIMH

IMH vs CL: Complete Analysis 2026

IMHStock

Impac Mortgage Holdings, Inc. operates as a residential mortgage lender in the United States. It operates through three segments: Mortgage Lending, Real Estate Services, and Long-Term Mortgage Portfolio. The Mortgage Lending segment provides mortgage lending products through three lending channels, such as retail, wholesale, and correspondent and opportunistically retain mortgage servicing rights. The Real Estate Services segment provides loss mitigation and real estate services primarily on its long-term mortgage portfolio, including default surveillance, loan modification, short sale, and real estate owned surveillance and disposition services, as well as monitoring, reconciling, and reporting services for residential and multifamily mortgage portfolios. This segment provides services to investors, servicers, and individual borrowers primarily focusing on loss mitigation and performance. The Long-Term Mortgage Portfolio segment consists of residual interests in the securitization trusts reflected as trust assets and liabilities in its consolidated balance sheets. Impac Mortgage Holdings, Inc. was incorporated in 1995 and is based in Irvine, California.

Full IMH Calculator →

CLConsumer Staples

Colgate-Palmolive Company, together with its subsidiaries, manufactures and sells consumer products worldwide. The company operates through two segments, Oral, Personal and Home Care; and Pet Nutrition. The Oral, Personal and Home Care segment offers toothpaste, toothbrushes, mouthwash, bar and liquid hand soaps, shower gels, shampoos, conditioners, deodorants and antiperspirants, skin health products, dishwashing detergents, fabric conditioners, household cleaners, and other related items. This segment markets and sells its products under various brands, which include Colgate, Darlie, elmex, hello, meridol, Sorriso, Tom's of Maine, Irish Spring, Palmolive, Protex, Sanex, Softsoap, Lady Speed Stick, Speed Stick, EltaMD, Filorga, PCA SKIN, Ajax, Axion, Fabuloso, Murphy, Suavitel, Soupline, and Cuddly to a range of traditional and eCommerce retailers, wholesalers, and distributors. It also includes pharmaceutical products for dentists and other oral health professionals. The Pet Nutrition segment offers pet nutrition products for everyday nutritional needs under the Hill's Science Diet brand; and a range of therapeutic products to manage disease conditions in dogs and cats under the Hill's Prescription Diet brand. This segment markets and sells its products through pet supply retailers, veterinarians, and eCommerce retailers. Colgate-Palmolive Company was founded in 1806 and is headquartered in New York, New York.

Full CL Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.