Is IMPJY or RYLD a better dividend investment in 2026?

IMPJY currently yields 3.21% with a 5% 5-year dividend growth rate. RYLD yields 4.00% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between IMPJY and RYLD?

IMPJY has a forward dividend yield of 3.21% ($0.18/share annually). RYLD yields 4.00% ($2.00/share annually). The yield gap is 0.79 percentage points.

Home › Compare › IMPJY vs RYLD

IMPJY vs RYLD: Dividend Comparison 2026

IMPJY yields 3.21% · RYLD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 IMPJY wins by $581.91M in total portfolio value

INVESTMENT

TIME HORIZON10 years

IMPJY

● Live price

3.21%

Share price

$5.71

Annual div

$0.18

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$581.94M

Annual income

$549,096,775.36

Full IMPJY calculator →

RYLD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full RYLD calculator →

Portfolio growth — IMPJY vs RYLD

📍 IMPJY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IMPJY	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IMPJY + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

IMPJY pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IMPJY

Annual income on $10K today (after 15% tax)

$272.99/yr

After 10yr DRIP, annual income (after tax)

$466,732,259.06/yr

RYLD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, IMPJY beats the other by $466,731,494.74/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of IMPJY + RYLD for your $10,000?

IMPJY: 50%RYLD: 50%

100% RYLD50/50100% IMPJY

Portfolio after 10yr

$290.98M

Annual income

$274,548,837.28/yr

Blended yield

94.35%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on IMPJY right now

IMPJY

Analyst Ratings

Buy

Consensus: Buy

Altman Z

1.4

Piotroski

8/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IMPJY buys

RYLD buys

No recent congressional trades found for IMPJY or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIMPJYRYLD

Forward yield	3.21%	4.00% ✓
Annual dividend / share	$0.18	$2.00 ✓
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	100% ✓	5%
Portfolio after 10y	$581.94M ✓	$28.0K
Annual income after 10y	$549,096,775.36 ✓	$899.19
Total dividends collected	$579.53M ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: IMPJY vs RYLD ($10,000, DRIP)

Year	IMPJY Portfolio	IMPJY Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$11,342	$642.33	$11,120	$420.00	+$222.00 → IMPJY
2	$13,498	$1,361.79	$12,357	$458.31	+$1.1K → IMPJY
3	$17,472	$3,029.18	$13,721	$499.76	+$3.8K → IMPJY
4	$26,024	$7,329.01	$15,227	$544.58	+$10.8K → IMPJY
5	$48,250	$20,404.37	$16,885	$593.02	+$31.4K → IMPJY
6	$122,340	$70,711.75	$18,713	$645.34	+$103.6K → IMPJY
7	$466,027	$335,123.60	$20,724	$701.81	+$445.3K → IMPJY
8	$2,884,786	$2,386,137.14	$22,938	$762.73	+$2.86M → IMPJY
9	$30,695,311	$27,608,590.01	$25,372	$828.41	+$30.67M → IMPJY
10	$581,940,758	$549,096,775.36	$28,047	$899.19	+$581.91M → IMPJY

IMPJY vs RYLD: Complete Analysis 2026

IMPJY — Stock

Webuild S.p.A. operates in construction businesses worldwide. The company designs and builds works and infrastructure for the mobility, hydroelectric energy, water, green buildings, and tunnelling sectors. It also undertakes the construction of airports and civil and industrial construction; railways and subways; and highways, roads, and bridges, as well as dams and hydroelectric power plants. The company is headquartered in Milan, Italy. Webuild S.p.A. is a subsidiary of Salini Costruttori S.p.A.

Full IMPJY Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.