Is IMQCF or XYLD a better dividend investment in 2026?

IMQCF currently yields 6.34% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between IMQCF and XYLD?

IMQCF has a forward dividend yield of 6.34% ($0.35/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 4.64 percentage points.

Home › Compare › IMQCF vs XYLD

IMQCF vs XYLD: Dividend Comparison 2026

IMQCF yields 6.34% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 IMQCF wins by $24535.62M in total portfolio value

INVESTMENT

TIME HORIZON10 years

IMQCF

● Live price

6.34%

Share price

$5.45

Annual div

$0.35

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24535.65M

Annual income

$23,814,212,962.43

Full IMQCF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — IMQCF vs XYLD

📍 IMQCF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IMQCF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IMQCF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

IMQCF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IMQCF

Annual income on $10K today (after 15% tax)

$539.01/yr

After 10yr DRIP, annual income (after tax)

$20,242,081,018.07/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, IMQCF beats the other by $20,242,078,281.90/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of IMQCF + XYLD for your $10,000?

IMQCF: 50%XYLD: 50%

100% XYLD50/50100% IMQCF

Portfolio after 10yr

$12267.84M

Annual income

$11,907,108,090.72/yr

Blended yield

97.06%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on IMQCF right now

IMQCF

Analyst Ratings

Buy

Sell

Consensus: Buy

Altman Z

0.7

Piotroski

3/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IMQCF buys

XYLD buys

No recent congressional trades found for IMQCF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIMQCFXYLD

Forward yield	6.34%	10.98% ✓
Annual dividend / share	$0.35	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$24535.65M ✓	$25.3K
Annual income after 10y	$23,814,212,962.43 ✓	$3,219.02
Total dividends collected	$24485.82M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: IMQCF vs XYLD ($10,000, DRIP)

Year	IMQCF Portfolio	IMQCF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,968	$1,268.26	$10,818	$1,098.39	+$1.1K → IMQCF
2	$15,643	$2,837.16	$11,738	$1,222.51	+$3.9K → IMQCF
3	$23,670	$6,931.47	$12,774	$1,364.64	+$10.9K → IMQCF
4	$44,930	$19,603.72	$13,944	$1,527.86	+$31.0K → IMQCF
5	$117,631	$69,555.47	$15,270	$1,715.87	+$102.4K → IMQCF
6	$466,242	$340,376.56	$16,775	$1,933.09	+$449.5K → IMQCF
7	$3,020,591	$2,521,712.41	$18,490	$2,184.87	+$3.00M → IMQCF
8	$33,768,772	$30,536,739.61	$20,450	$2,477.63	+$33.75M → IMQCF
9	$674,237,718	$638,105,132.10	$22,697	$2,819.19	+$674.22M → IMQCF
10	$24,535,647,321	$23,814,212,962.43	$25,280	$3,219.02	+$24535.62M → IMQCF

IMQCF vs XYLD: Complete Analysis 2026

IMQCF — Stock

Inmobiliaria Colonial is the leading platform in the prime commercial real estate market in Europe, with a presence in the main business areas of Barcelona, Madrid and Paris. It owns a unique portfolio of commercial properties totaling more than 1 million m2, with a market value exceeding EUR 11.8 billion. The Group follows a dedicated long-term strategy focused on value creation through a high-quality client portfolio and asset appreciation. Looking ahead, the Colonial Group will continue to lead the urban transformation of city centers in the European market, recognized for its experience and professionalism, financial strength and profitability, while providing excellent sustainable real estate solutions adapted to the needs of its clients.

Full IMQCF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.