Is IMRA or RYLD a better dividend investment in 2026?

IMRA currently yields 219.68% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: IMRA offers higher current income.

What is the dividend yield difference between IMRA and RYLD?

IMRA has a forward dividend yield of 219.68% ($28.08/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 207.54 percentage points.

Home › Compare › IMRA vs RYLD

IMRA vs RYLD: Dividend Comparison 2026

IMRA yields 219.68% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 IMRA wins by $207.66M in total portfolio value

INVESTMENT

TIME HORIZON10 years

IMRA

● Live price

219.68%

Share price

$12.78

Annual div

$28.08

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$207.71M

Annual income

$109,582,576.60

Full IMRA calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — IMRA vs RYLD

📍 IMRA pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IMRA	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IMRA + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

IMRA pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IMRA

Annual income on $10K today (after 15% tax)

$18,673.10/yr

After 10yr DRIP, annual income (after tax)

$93,145,190.11/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, IMRA beats the other by $93,142,990.86/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of IMRA + RYLD for your $10,000?

IMRA: 50%RYLD: 50%

100% RYLD50/50100% IMRA

Portfolio after 10yr

$103.88M

Annual income

$54,792,581.97/yr

Blended yield

52.75%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on IMRA right now

IMRA

Analyst Ratings

Buy

Hold

Consensus: Buy

Altman Z

22.5

Piotroski

2/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IMRA buys

RYLD buys

No recent congressional trades found for IMRA or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIMRARYLD

Forward yield	219.68% ✓	12.14%
Annual dividend / share	$28.08 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$207.71M ✓	$44.5K
Annual income after 10y	$109,582,576.60 ✓	$2,587.35
Total dividends collected	$196.72M ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: IMRA vs RYLD ($10,000, DRIP)

Year	IMRA Portfolio	IMRA Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$32,668	$21,968.35	$11,914	$1,213.65	+$20.8K → IMRA
2	$102,027	$67,071.95	$14,099	$1,351.30	+$87.9K → IMRA
3	$304,939	$195,769.66	$16,580	$1,494.55	+$288.4K → IMRA
4	$873,122	$546,837.89	$19,384	$1,642.61	+$853.7K → IMRA
5	$2,397,554	$1,463,313.61	$22,535	$1,794.70	+$2.38M → IMRA
6	$6,320,704	$3,755,320.92	$26,063	$1,950.00	+$6.29M → IMRA
7	$16,015,678	$9,252,525.05	$29,995	$2,107.69	+$15.99M → IMRA
8	$39,047,482	$21,910,705.96	$34,361	$2,266.99	+$39.01M → IMRA
9	$91,706,060	$49,925,254.11	$39,194	$2,427.12	+$91.67M → IMRA
10	$207,708,061	$109,582,576.60	$44,525	$2,587.35	+$207.66M → IMRA

IMRA vs RYLD: Complete Analysis 2026

IMRA — Stock

The Bitwise MARA Option Income Strategy ETF (IMRA) is an actively managed exchange-traded fund that seeks to generate monthly income while providing capped upside exposure to the price returns of Marathon Digital Holdings, Inc. (MARA). The fund employs a synthetic covered call strategy, utilizing standardized exchange-traded and FLEX options, and holds U.S. Treasuries for collateral. It does not invest directly in MARA shares.

Full IMRA Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.