Is IMSI or HDV a better dividend investment in 2026?

IMSI currently yields 4.52% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: IMSI offers higher current income.

What is the dividend yield difference between IMSI and HDV?

IMSI has a forward dividend yield of 4.52% ($2.33/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 1.60 percentage points.

Home › Compare › IMSI vs HDV

IMSI vs HDV: Dividend Comparison 2026

IMSI yields 4.52% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 IMSI wins by $2.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

IMSI

● Live price

4.52%

Share price

$51.54

Annual div

$2.33

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.9K

Annual income

$604.35

Full IMSI calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.39

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$352.73

Full HDV calculator →

Portfolio growth — IMSI vs HDV

📍 IMSI pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IMSI	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, IMSI + HDV cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

IMSI pays

HDV pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IMSI

Annual income on $10K today (after 15% tax)

$384.45/yr

After 10yr DRIP, annual income (after tax)

$513.70/yr

HDV

Annual income on $10K today (after 15% tax)

$248.52/yr

After 10yr DRIP, annual income (after tax)

$299.82/yr

At 15% tax rate, IMSI beats the other by $213.88/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IMSI + HDV for your $10,000?

IMSI: 50%HDV: 50%

100% HDV50/50100% IMSI

Portfolio after 10yr

$25.6K

Annual income

$478.53/yr

Blended yield

1.87%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IMSI buys

HDV buys

No recent congressional trades found for IMSI or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIMSIHDV

Forward yield	4.52% ✓	2.92%
Annual dividend / share	$2.33	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26.9K ✓	$24.3K
Annual income after 10y	$604.35 ✓	$352.73
Total dividends collected	$5.3K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: IMSI vs HDV ($10,000, DRIP)

Year	IMSI Portfolio	IMSI Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$11,152	$452.29	$11,002	$292.38	+$150.00 → IMSI
2	$12,404	$471.41	$12,084	$300.36	+$320.00 → IMSI
3	$13,763	$490.03	$13,250	$308.02	+$513.00 → IMSI
4	$15,234	$508.13	$14,506	$315.35	+$728.00 → IMSI
5	$16,826	$525.66	$15,858	$322.35	+$968.00 → IMSI
6	$18,547	$542.61	$17,313	$329.04	+$1.2K → IMSI
7	$20,404	$558.96	$18,878	$335.42	+$1.5K → IMSI
8	$22,407	$574.71	$20,560	$341.49	+$1.8K → IMSI
9	$24,565	$589.84	$22,367	$347.25	+$2.2K → IMSI
10	$26,889	$604.35	$24,307	$352.73	+$2.6K → IMSI

IMSI vs HDV: Complete Analysis 2026

IMSI — Stock

The fund is an actively managed ETF that seeks to achieve its investment objective by investing, under normal market conditions, at least 80% of its net assets (plus any borrowings for investment purposes) in investments the income from which is exempt from federal income taxes (municipal securities) and in derivatives and other instruments that have economic characteristics similar to such securities. It is non-diversified.

Full IMSI Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

📬

Get this IMSI vs HDV comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

IMSI vs SCHD IMSI vs JEPI IMSI vs O IMSI vs KO IMSI vs MAIN IMSI vs VYM IMSI vs DVY IMSI vs SPHD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.