Is INCIX or RYLD a better dividend investment in 2026?

INCIX currently yields 21.95% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: INCIX offers higher current income.

What is the dividend yield difference between INCIX and RYLD?

INCIX has a forward dividend yield of 21.95% ($2.00/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 9.81 percentage points.

Home › Compare › INCIX vs RYLD

INCIX vs RYLD: Dividend Comparison 2026

INCIX yields 21.95% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 INCIX wins by $37.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

INCIX

● Live price

21.95%

Share price

$9.11

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$82.3K

Annual income

$8,258.61

Full INCIX calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — INCIX vs RYLD

📍 INCIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	INCIX	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, INCIX + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

—

INCIX pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

INCIX

Annual income on $10K today (after 15% tax)

$1,866.08/yr

After 10yr DRIP, annual income (after tax)

$7,019.82/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, INCIX beats the other by $4,820.57/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of INCIX + RYLD for your $10,000?

INCIX: 50%RYLD: 50%

100% RYLD50/50100% INCIX

Portfolio after 10yr

$63.4K

Annual income

$5,422.97/yr

Blended yield

8.55%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

INCIX buys

RYLD buys

No recent congressional trades found for INCIX or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricINCIXRYLD

Forward yield	21.95% ✓	12.14%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$82.3K ✓	$44.5K
Annual income after 10y	$8,258.61 ✓	$2,587.35
Total dividends collected	$49.0K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: INCIX vs RYLD ($10,000, DRIP)

Year	INCIX Portfolio	INCIX Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$12,895	$2,195.39	$11,914	$1,213.65	+$981.00 → INCIX
2	$16,444	$2,645.83	$14,099	$1,351.30	+$2.3K → INCIX
3	$20,748	$3,153.18	$16,580	$1,494.55	+$4.2K → INCIX
4	$25,919	$3,718.26	$19,384	$1,642.61	+$6.5K → INCIX
5	$32,074	$4,341.01	$22,535	$1,794.70	+$9.5K → INCIX
6	$39,340	$5,020.50	$26,063	$1,950.00	+$13.3K → INCIX
7	$47,849	$5,754.94	$29,995	$2,107.69	+$17.9K → INCIX
8	$57,740	$6,541.75	$34,361	$2,266.99	+$23.4K → INCIX
9	$69,159	$7,377.61	$39,194	$2,427.12	+$30.0K → INCIX
10	$82,259	$8,258.61	$44,525	$2,587.35	+$37.7K → INCIX

INCIX vs RYLD: Complete Analysis 2026

INCIX — Stock

The fund will invest all of its assets in fixed income and fixed income-related securities, using a combination of long-short, long-only, short-only and hedging strategies. Fixed income securities in which the fund will invest are anticipated to generally consist of U.S. and foreign fixed income and fixed income-related securities of varying maturities and credit quality. It may invest in securities of any grade, including those that are rated below investment grade at the time of purchase.

Full INCIX Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.