Is INCPY or HDV a better dividend investment in 2026?

INCPY currently yields 18.87% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: INCPY offers higher current income.

What is the dividend yield difference between INCPY and HDV?

INCPY has a forward dividend yield of 18.87% ($1.63/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 15.95 percentage points.

Home › Compare › INCPY vs HDV

INCPY vs HDV: Dividend Comparison 2026

INCPY yields 18.87% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HDV wins by $105.00 in total portfolio value· pulled ahead in Year 10

INVESTMENT

TIME HORIZON10 years

INCPY

● Live price

18.87%

Share price

$8.62

Annual div

$1.63

5Y div CAGR

-43.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.2K

Annual income

$8.26

Full INCPY calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.39

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$352.73

Full HDV calculator →

Portfolio growth — INCPY vs HDV

📍 HDV pulled ahead of the other in Year 10

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	INCPY	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, INCPY + HDV cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

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Jun

—

Jul

—

Aug

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Sep

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Oct

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Nov

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Dec

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INCPY pays

HDV pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

INCPY

Annual income on $10K today (after 15% tax)

$1,603.86/yr

After 10yr DRIP, annual income (after tax)

$7.02/yr

HDV

Annual income on $10K today (after 15% tax)

$248.52/yr

After 10yr DRIP, annual income (after tax)

$299.82/yr

At 15% tax rate, HDV beats the other by $292.80/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of INCPY + HDV for your $10,000?

INCPY: 50%HDV: 50%

100% HDV50/50100% INCPY

Portfolio after 10yr

$24.3K

Annual income

$180.49/yr

Blended yield

0.74%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

INCPY buys

HDV buys

No recent congressional trades found for INCPY or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricINCPYHDV

Forward yield	18.87% ✓	2.92%
Annual dividend / share	$1.63	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-43.1%	0% ✓
Portfolio after 10y	$24.2K	$24.3K ✓
Annual income after 10y	$8.26	$352.73 ✓
Total dividends collected	$2.7K	$3.2K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: INCPY vs HDV ($10,000, DRIP)

Year	INCPY Portfolio	INCPY Income/yr	HDV Portfolio	HDV Income/yr	Gap
1	$11,774	$1,073.64	$11,002	$292.38	+$772.00 → INCPY
2	$13,270	$672.20	$12,084	$300.36	+$1.2K → INCPY
3	$14,602	$402.89	$13,250	$308.02	+$1.4K → INCPY
4	$15,860	$235.75	$14,506	$315.35	+$1.4K → INCPY
5	$17,106	$136.17	$15,858	$322.35	+$1.2K → INCPY
6	$18,382	$78.10	$17,313	$329.04	+$1.1K → INCPY
7	$19,713	$44.63	$18,878	$335.42	+$835.00 → INCPY
8	$21,118	$25.45	$20,560	$341.49	+$558.00 → INCPY
9	$22,611	$14.50	$22,367	$347.25	+$244.00 → INCPY
10← crossover	$24,202	$8.26	$24,307	$352.73	$105.00 → HDV

INCPY vs HDV: Complete Analysis 2026

INCPY — Stock

Inchcape plc operates as an automotive distributor and retailer. The company engages in the distribution, sales, and marketing of new and used cars, and parts. It also provides aftersales service and body shop repairs; and finance and insurance products and services. The company operates in the Asia Pacific, the United Kingdom, rest of Europe, the Americas, and Africa. Inchcape plc was founded in 1847 and is headquartered in London, the United Kingdom.

Full INCPY Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.