HomeCompareINCZY vs MO

INCZY vs MO: Dividend Comparison 2026

INCZY yields 4.50% · MO yields 6.27%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 INCZY wins by $3426.95M in total portfolio value
10 years
INCZY
INCZY
● Live price
4.50%
Share price
$1.42
Annual div
$0.06
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$3427.03M
Annual income
$3,286,776,816.15
Full INCZY calculator →
MO
Altria Group Inc.
● Live price
6.27%
Share price
$67.02
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$77.7K
Annual income
$28,968.54
Full MO calculator →

Portfolio growth — INCZY vs MO

📍 INCZY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodINCZYMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, INCZY + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
INCZY pays
MO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

INCZY
Annual income on $10K today (after 15% tax)
$382.67/yr
After 10yr DRIP, annual income (after tax)
$2,793,760,293.73/yr
MO
Annual income on $10K today (after 15% tax)
$532.68/yr
After 10yr DRIP, annual income (after tax)
$24,623.26/yr
At 15% tax rate, INCZY beats the other by $2,793,735,670.47/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of INCZY + MO for your $10,000?

INCZY: 50%MO: 50%
100% MO50/50100% INCZY
Portfolio after 10yr
$1713.55M
Annual income
$1,643,402,892.35/yr
Blended yield
95.91%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

INCZY
Analyst Ratings
1
Buy
Consensus: Buy
Altman Z
2.7
Piotroski
9/9
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-8.6% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

INCZY buys
0
MO buys
11
PoliticianChamberTickerTypeAmountDate
Ro Khanna🏢 House$MO▲ Buy$1,000 - $15,0002025-08-04
Sheri Biggs🏢 House$MO▼ Sell$1,001 - $15,0002025-03-19
Pete Sessions🏢 House$MO▼ Sell$1,001 - $15,0002024-09-10
Ro Khanna🏢 House$MO▲ Buy$1,001 - $15,0002024-03-20
Ro Khanna🏢 House$MO▲ Buy$1,001 - $15,0002024-02-13
Virginia Foxx🏢 House$MO▼ Sell$1,001 - $15,0002024-01-16
Virginia Foxx🏢 House$MO▲ Buy$1,001 - $15,0002024-01-11
Ro Khanna🏢 House$MO▼ Sell$1,001 - $15,0002024-01-10
Ro Khanna🏢 House$MO▲ Buy$1,001 - $15,0002024-01-10
Virginia Foxx🏢 House$MO▼ Sell$15,001 - $50,0002024-01-10
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricINCZYMO
Forward yield4.50%6.27%
Annual dividend / share$0.06$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%22.6%
Portfolio after 10y$3427.03M$77.7K
Annual income after 10y$3,286,776,816.15$28,968.54
Total dividends collected$3417.11M$72.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: INCZY vs MO ($10,000, DRIP)

YearINCZY PortfolioINCZY Income/yrMO PortfolioMO Income/yrGap
1← crossover$11,600$900.39$10,558$768.31+$1.0KINCZY
2$14,365$1,952.32$11,352$1,015.87+$3.0KINCZY
3$19,889$4,518.80$12,482$1,367.86+$7.4KINCZY
4$32,976$11,694.62$14,103$1,883.39+$18.9KINCZY
5$71,526$36,242.21$16,472$2,664.91+$55.1KINCZY
6$223,470$146,936.81$20,024$3,897.79+$203.4KINCZY
7$1,097,196$858,083.47$25,537$5,933.74+$1.07MINCZY
8$9,048,822$7,874,821.29$34,478$9,476.77+$9.01MINCZY
9$131,075,488$121,393,249.23$49,776$16,022.63+$131.03MINCZY
10$3,427,027,589$3,286,776,816.15$77,699$28,968.54+$3426.95MINCZY

INCZY vs MO: Complete Analysis 2026

INCZYStock

Incitec Pivot Limited manufactures and distributes industrial explosives, industrial chemicals, and fertilizers in Australia, the United States, Canada, Turkey, France, and internationally. The company manufactures and distributes fertilizers, including di/mono-ammonium phosphate, ammonia, granulated ammonium sulphate, urea, and single super phosphate, as well as imports and sells fertilizers. It also manufactures and sells industrial explosives, such as ammonium nitrate and related products and services to the mining, quarrying, and construction industries; and manufactures, imports, and sells industrial chemicals to the agriculture and specialist industries. Incitec Pivot Limited was founded in 1831 and is headquartered in Southbank, Australia.

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MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.