HomeCompareINCZY vs VYM

INCZY vs VYM: Dividend Comparison 2026

INCZY yields 4.50% · VYM yields 2.41%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 INCZY wins by $3427.00M in total portfolio value
10 years
INCZY
INCZY
● Live price
4.50%
Share price
$1.42
Annual div
$0.06
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$3427.03M
Annual income
$3,286,776,816.15
Full INCZY calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — INCZY vs VYM

📍 INCZY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodINCZYVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, INCZY + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
INCZY pays
VYM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

INCZY
Annual income on $10K today (after 15% tax)
$382.67/yr
After 10yr DRIP, annual income (after tax)
$2,793,760,293.73/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, INCZY beats the other by $2,793,760,056.96/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of INCZY + VYM for your $10,000?

INCZY: 50%VYM: 50%
100% VYM50/50100% INCZY
Portfolio after 10yr
$1713.53M
Annual income
$1,643,388,547.35/yr
Blended yield
95.91%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

INCZY buys
0
VYM buys
0
No recent congressional trades found for INCZY or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricINCZYVYM
Forward yield4.50%2.41%
Annual dividend / share$0.06$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%0%
Portfolio after 10y$3427.03M$27.8K
Annual income after 10y$3,286,776,816.15$278.55
Total dividends collected$3417.11M$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: INCZY vs VYM ($10,000, DRIP)

YearINCZY PortfolioINCZY Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$11,600$900.39$11,151$241.44+$449.00INCZY
2$14,365$1,952.32$12,413$246.79+$2.0KINCZY
3$19,889$4,518.80$13,794$251.79+$6.1KINCZY
4$32,976$11,694.62$15,306$256.47+$17.7KINCZY
5$71,526$36,242.21$16,960$260.84+$54.6KINCZY
6$223,470$146,936.81$18,768$264.92+$204.7KINCZY
7$1,097,196$858,083.47$20,745$268.71+$1.08MINCZY
8$9,048,822$7,874,821.29$22,905$272.24+$9.03MINCZY
9$131,075,488$121,393,249.23$25,265$275.51+$131.05MINCZY
10$3,427,027,589$3,286,776,816.15$27,842$278.55+$3427.00MINCZY

INCZY vs VYM: Complete Analysis 2026

INCZYStock

Incitec Pivot Limited manufactures and distributes industrial explosives, industrial chemicals, and fertilizers in Australia, the United States, Canada, Turkey, France, and internationally. The company manufactures and distributes fertilizers, including di/mono-ammonium phosphate, ammonia, granulated ammonium sulphate, urea, and single super phosphate, as well as imports and sells fertilizers. It also manufactures and sells industrial explosives, such as ammonium nitrate and related products and services to the mining, quarrying, and construction industries; and manufactures, imports, and sells industrial chemicals to the agriculture and specialist industries. Incitec Pivot Limited was founded in 1831 and is headquartered in Southbank, Australia.

Full INCZY Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.