Is INFT or QYLD a better dividend investment in 2026?

INFT currently yields 2.65% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between INFT and QYLD?

INFT has a forward dividend yield of 2.65% ($0.36/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 9.27 percentage points.

Home › Compare › INFT vs QYLD

INFT vs QYLD: Dividend Comparison 2026

INFT yields 2.65% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $1.7K in total portfolio value· pulled ahead in Year 10

INVESTMENT

TIME HORIZON10 years

INFT

● Live price

2.65%

Share price

$13.60

Annual div

$0.36

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23.6K

Annual income

$314.00

Full INFT calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — INFT vs QYLD

📍 QYLD pulled ahead of the other in Year 10

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	INFT	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, INFT + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

INFT pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

INFT

Annual income on $10K today (after 15% tax)

$225.00/yr

After 10yr DRIP, annual income (after tax)

$266.90/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,543.51/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of INFT + QYLD for your $10,000?

INFT: 50%QYLD: 50%

100% QYLD50/50100% INFT

Portfolio after 10yr

$24.5K

Annual income

$2,986.66/yr

Blended yield

12.18%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

INFT buys

QYLD buys

No recent congressional trades found for INFT or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricINFTQYLD

Forward yield	2.65%	11.92% ✓
Annual dividend / share	$0.36	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$23.6K	$25.4K ✓
Annual income after 10y	$314.00	$5,659.31 ✓
Total dividends collected	$2.9K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: INFT vs QYLD ($10,000, DRIP)

Year	INFT Portfolio	INFT Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$10,965	$264.71	$10,352	$1,192.36	+$613.00 → INFT
2	$12,003	$271.25	$10,830	$1,347.57	+$1.2K → INFT
3	$13,121	$277.53	$11,460	$1,539.07	+$1.7K → INFT
4	$14,323	$283.52	$12,275	$1,777.84	+$2.0K → INFT
5	$15,615	$289.25	$13,323	$2,078.95	+$2.3K → INFT
6	$17,003	$294.71	$14,667	$2,463.34	+$2.3K → INFT
7	$18,493	$299.91	$16,396	$2,960.57	+$2.1K → INFT
8	$20,092	$304.85	$18,631	$3,612.97	+$1.5K → INFT
9	$21,808	$309.55	$21,548	$4,482.15	+$260.00 → INFT
10← crossover	$23,649	$314.00	$25,398	$5,659.31	$1.7K → QYLD

INFT vs QYLD: Complete Analysis 2026

INFT — Stock

Infinity Bancorp operates as the bank holding company for Infinity Bank that provides various banking products and services for individuals and businesses in Southern California. The company accepts checking and savings accounts. Its loan products include personal loans and home equity lines of credit; and business term loans, business lines of credit, accounts receivable financing, commercial real estate loans, construction loans, small business administration loans, and letters of credit. The company also offers debit and credit cards; and treasury management, bill pay, ATM, automatic loan payment, direct deposit, night drop, overdraft, wire transfers, ACH, merchant, remote deposit capture, armored car and cash vault, and online and mobile banking services. Infinity Bancorp was founded in 2018 and is based in Santa Ana, California.

Full INFT Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.