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INPOY vs XYLD: Dividend Comparison 2026

INPOY yields 23.11% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 INPOY wins by $62.9K in total portfolio value
10 years
INPOY
INPOY
● Live price
23.11%
Share price
$8.66
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$88.2K
Annual income
$9,271.14
Full INPOY calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — INPOY vs XYLD

📍 INPOY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodINPOYXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, INPOY + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
INPOY pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

INPOY
Annual income on $10K today (after 15% tax)
$1,964.18/yr
After 10yr DRIP, annual income (after tax)
$7,880.47/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, INPOY beats the other by $5,144.30/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of INPOY + XYLD for your $10,000?

INPOY: 50%XYLD: 50%
100% XYLD50/50100% INPOY
Portfolio after 10yr
$56.7K
Annual income
$6,245.08/yr
Blended yield
11.01%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on INPOY right now

INPOY
Analyst Ratings
1
Buy
Consensus: Buy
Altman Z
-0.2
Piotroski
5/9
XYLD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

INPOY buys
0
XYLD buys
0
No recent congressional trades found for INPOY or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricINPOYXYLD
Forward yield23.11%10.98%
Annual dividend / share$2.00$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$88.2K$25.3K
Annual income after 10y$9,271.14$3,219.02
Total dividends collected$53.8K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: INPOY vs XYLD ($10,000, DRIP)

YearINPOY PortfolioINPOY Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$13,011$2,310.80$10,818$1,098.39+$2.2KINPOY
2$16,731$2,809.85$11,738$1,222.51+$5.0KINPOY
3$21,280$3,376.98$12,774$1,364.64+$8.5KINPOY
4$26,783$4,013.98$13,944$1,527.86+$12.8KINPOY
5$33,380$4,721.60$15,270$1,715.87+$18.1KINPOY
6$41,216$5,499.52$16,775$1,933.09+$24.4KINPOY
7$50,447$6,346.32$18,490$2,184.87+$32.0KINPOY
8$61,238$7,259.59$20,450$2,477.63+$40.8KINPOY
9$73,761$8,235.94$22,697$2,819.19+$51.1KINPOY
10$88,195$9,271.14$25,280$3,219.02+$62.9KINPOY

INPOY vs XYLD: Complete Analysis 2026

INPOYStock

InPost S.A., together with its subsidiaries, operates as an out-of-home e-commerce enablement platform providing parcel locker services in Europe. It operates through four segments: APM (automated parcel machines), To-Door, Mondial Relay, and International Other. The APM segment focuses on the delivery of parcels to automated parcel machines. The To-Door segment delivers parcels using door-to-door couriers. The Mondial Relay segment delivers parcels to automated parcel machines; and operates pick-up drop-off (PUDO) points in France, Spain, Belgium, Netherlands, and Portugal. The International Other segment delivers parcels to automated parcel machines in the United Kingdom and Italy. The company also provides fulfilment services, including comprehensive warehousing, packaging, and logistics services to e-commerce merchants; operates self-service parcel dispatch and collection points; and e-Grocery, a delivery service for food and FMCG products through InPost Fresh app to dedicated machines and to the recipient. As of December 31, 2021, it handled 517 million parcel deliveries, and installed approximately 2.4 million lockers across its network of 16,445 APMs. The company also had approximately 38,000 integrated merchants and 8 million active mobile users on its mobile application. InPost S.A. was founded in 1999 and is based in Luxembourg, Luxembourg.

Full INPOY Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.